Imagine owning your own slice of paradise—a tranquil 2.68-acre lot nestled along the serene shores of Lake Chesdin, complete with a private boathouse & dock. This rare opportunity promises not just a place to build your dream home, but a lifestyle immersed in natural beauty and endless recreational possibilities. Whether you envision peaceful mornings fishing on the lake or sunset cruises with family and friends, this idyllic setting in Dinwiddie County, VA, invites you to create unforgettable moments in a place where every day feels like a retreat.
Property Details
Property Features
Listing Office:
Office Name: The Kerzanet Group LLC
Office Phone: (804) 876-0956
Listing Agent: Holly Phillips
Interior Features
Interior Information:
Basement: No
Exterior Features
Exterior Information:
Waterfront: Lake Front, Waterfront
Lot Features
Lot Information:
Lot: Wooded, Waterfront
Lot Size: 2.68 Acres
Other
Directions Information:
Directions: I-85 S/US-460 W/exit 61, Merge onto US-460 W/Turn right on State Rte 708/Turn right on State Rte 623/Turn right on Miry Run Rd/Turn right on Whipponock Way/Turn right onto Waterford Dr/property is on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $399,999
HOA Fees:
Amount: $175
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,078
Per Month
Principal & Interest
$1,997
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$14
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,266
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Midway Elementary School
5511 Midway Rd
Distance between this listing and this school3.44 miles
Public District Grades KG-5
3
/10
Sutherland Elementary School
6000 R B Pamplin Dr
Distance between this listing and this school4.12 miles
Public District Grades PK-5
5
/10
Matoaca Elementary School
6627 River Rd
Distance between this listing and this school5.61 miles
Public District Grades PK-5
Nearby Schools
3
/10
Matoaca Middle School
6001 Hickory Rd
Distance between this listing and this school5.98 miles
Public District Grades 6-8
3
/10
Dinwiddie Middle School
11608 Courthouse Rd
Distance between this listing and this school8.79 miles
Public District Grades 6-8
2
/10
Carver Middle School
3800 Cougar Trl
Distance between this listing and this school9.46 miles
Public District Grades 6-8
Nearby Schools
4
/10
Matoaca High School
17700 Longhouse Ln
Distance between this listing and this school6.95 miles
Public District Grades 9-12
4
/10
Dinwiddie High School
11501 Boisseau Rd
Distance between this listing and this school8.66 miles
Public District Grades 9-12
1
/10
Carver College and Career Academy
12400 Branders Bridge Rd
Distance between this listing and this school9.72 miles
The neighbors living near this home have an average income of $67,922. Most Dinwiddie County, VA residents have annual incomes between $35k-100k. The majority of families are married, no kids. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 18728 Waterford Dr
What is the listing price of this property?
The listing price of 18728 Waterford Dr property is $399,999.
What type of property is this?
The property 18728 Waterford Dr is land located in Dinwiddie, Virginia, 23885.
Is this property for sale now?
Active Listing: 18728 Waterford Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 18728 Waterford Dr in Dinwiddie, VA and zip code 23885. This home sits on a 2.68 acre lot. It has been listed on Rocket Homes since May 15, 2024 and is currently priced at $399,999.
Over 4 listings were sold over their listed price in November 2024 in Dinwiddie County, VA. In the same period over 5 listings were sold below the listed price and 2 listings were sold for the listed price. The number of listings in Dinwiddie County, VA decreased by 4.3% between October 2024 and November 2024. In November 2024 median list price was $287,750 and the average listing age was 51 days.
From Rocket Homes Real Estate and based on county public records data.