Listing Office: CENTURY 21 MRCListing Agent: Stacey Trudo, (802) 782-8662
1 / 1
8 months on rocket
8 months on rocket
189 Pearl St, Saint Albans City, VT, 05478
$465,000
0.87 Acres
Land
Location
Property Highlights
Home TypeOther
MLS #4986857
Lot Size0.87 Acres
StatusActive
About 189 Pearl St
Rare opportunity! Two properties for the price of one! This property has the potential to be subdivided into additional lots. The St. Albans Town property has 1.42 acres with the potential to be subdivided up to 6 lots. Please see MLS #401577. MLS #401577 property currently has a 3 bedroom, 1 bath farmhouse which is currently being used as a rental. Looking for a development opportunity? This could be the right opportunity for you. Many possibilities, use as rental, owner occupy, subdivide.
Property Details
Property Features
Listing Office:
Office Name: CENTURY 21 MRC
Office Phone: (802) 782-8662
Listing Agent: Stacey Trudo
Lot Features
Lot Information:
Lot Size: 0.87 Acres
Price Information
Listing Price Info
Price Summary:
List Price: $465,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Reports are calculated by Rocket Homes Real Estate, LLC and based on information from the MLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/21/2024, 3:20:52 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,388
Per Month
Principal & Interest
$2,321
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,461
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Swanton Schools
24 Fourth St
Distance between this listing and this school6.89 miles
Public District Grades PK-6
5
/10
Highgate School
219 Gore Rd
Distance between this listing and this school9.07 miles
Public District Grades PK-6
5
/10
Grand Isle Elementary School
224 US Route 2
Distance between this listing and this school11.31 miles
Public District Grades KG-6
Nearby Schools
4
/10
St. Albans City Elementary School
29 Bellows St
Distance between this listing and this school0.48 miles
Public District Grades PK-8
4
/10
St. Albans Town Educational Center
169 S Main St
Distance between this listing and this school1.21 miles
Public District Grades PK-8
4
/10
Georgia Elementary & Middle School
4416 Ethan Allen Hwy
Distance between this listing and this school5.63 miles
Public District Grades PK-8
Nearby Schools
4
/10
Bellows Free Academy
71 S Main St
Distance between this listing and this school0.97 miles
Public District Grades 9-12
3
/10
Missisquoi Valley Union High School
100 Thunderbird Dr
Distance between this listing and this school7.71 miles
Public District Grades 7-12
4
/10
Bellows Free Academy Middle / High School at Fairfax
75 Hunt St
Distance between this listing and this school11.36 miles
The neighbors living near this home have an average income of $54,579. The majority of Franklin County, VT residents have income between $35k-100k annually. Typical family type is single, no kids. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 189 Pearl St
What is the listing price of this property?
The listing price of 189 Pearl St property is $465,000.
What type of property is this?
The property 189 Pearl St is land located in Saint Albans City, Vermont, 05478.
Is this property for sale now?
Active Listing: 189 Pearl St is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 189 Pearl St in Saint Albans City, VT and zip code 05478. This home sits on a 0.87 acre lot. It has been listed on Rocket Homes since March 05, 2024 and is currently priced at $465,000.
In October 2024 in Franklin County, VT there were 50.8% more homes for sale than in September 2024. In October 2024, listings were on the market for 77 days. During the same period, the median list price in this real estate market was $348,500.
From Rocket Homes Real Estate and based on county public records data.