4 parcels totaling 55.39 acres. 44.4 ac. Parcel # 1402051 Zoned Wilkesboro R20A. Allows Single Family, Manufactured, Mobile & Modular Homes. 7.28 acre Parcel #1405349, 2.4 acre Parcel #1404827 and 1.31 acre Parcel #1402814 all 3 Zoned R-10 by North Wilkesboro. Allows Cluster Subdivisions with Special Use Permit. THIS ZONING INFORMATION IS FROM WILKES COUNTY GIS LAYERS, NOT THE TAX CARDS. 8” WWWA WATER LINE AND NORTH WILKESBORO SEWER MANHOLE IN ROAD RIGHT OF WAY. Great opportunity for a development with water and sewer potentially available.
Property Details
Property Features
Listing Office:
Office Name: Finley Properties II, LLC
Office Phone: (336) 957-0877
Listing Agent: Barry Bush
Lot Features
Lot Information:
Lot Size: 55.39 Acres
Other
Directions Information:
Directions: Curtis Bridge Road to Old Boone Trail, turn Right. Spears Road is 600' on the left. Also has frontage on Boone Trail.
Price Information
Listing Price Info
Price Summary:
List Price: $949,000
Tax Information:
Annual Amount: $641
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in North Wilkesboro, NC.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$4,804
Per Month
Principal & Interest
$4,737
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,912
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Wilkesboro Elementary School
1248 School St
Distance between this listing and this school2.33 miles
Public District Grades PK-5
5
/10
North Wilkesboro Elementary School
200 Flint Hill Rd
Distance between this listing and this school2.63 miles
Public District Grades PK-5
8
/10
Millers Creek Elementary School
4320 N Nc Highway 16
Distance between this listing and this school4.29 miles
Public District Grades PK-5
Nearby Schools
6
/10
West Wilkes Middle School
1667 N Nc Highway 16
Distance between this listing and this school3.14 miles
Public District Grades 6-8
3
/10
Central Wilkes Middle School
3541 S Nc Highway 16
Distance between this listing and this school5.04 miles
Public District Grades 6-8
6
/10
North Wilkes Middle School
2776 Yellow Banks Rd
Distance between this listing and this school6.95 miles
Public District Grades 6-8
Nearby Schools
9
/10
Wilkes Early College High School
1328 S Collegiate Dr
Distance between this listing and this school2.05 miles
Public District Grades 9-12
5
/10
Wilkes Central High School
1179 Moravian Falls Rd
Distance between this listing and this school3.53 miles
Public District Grades 9-12
5
/10
West Wilkes High School
6598 Boone Trl
Distance between this listing and this school4.28 miles
The neighbors living near this home have an average income of $40,192. The majority of North Wilkesboro, NC residents have income between $35k-100k annually. Most families are single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 195 Spears Rd
What is the listing price of this property?
The listing price of 195 Spears Rd property is $949,000.
What type of property is this?
The property 195 Spears Rd is land located in North Wilkesboro, North Carolina, 28659.
Is this property for sale now?
Active Listing: 195 Spears Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $641 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 195 Spears Rd in North Wilkesboro, NC and zip code 28659. This home sits on a 55.39 acre lot. It has been listed on Rocket Homes since May 10, 2024 and is currently priced at $949,000.
While more than 5 listings in North Wilkesboro, NC in September 2024 were sold above asking price, there were more than 1 listings sold at asking price, and more than 11 were sold below. In September 2024 in North Wilkesboro, NC there were 1.5% more homes for sale than in August 2024. In September 2024 median list price was $231,450 and the average listing age was 37 days.
From Rocket Homes Real Estate and based on county public records data.