A beautifully designed & skillfully constructed 4 bedroom, 5 1/2 bath farmhouse charmer! An oversized chef’s kitchen, with functional island that seats 8 comfortably, brings the family “farmhouse close”. Double-hung windows separate the kitchen from the cozy den/office offering separation or inclusiveness, you choose. A stone fireplace & beamed cathedral ceiling in the great room welcome natural light from the wall of transom windows. A main level primary suite includes 2 full baths with comfort height vanities & provides everything needed for one level living & offers privacy from the 3 guest suits downstairs. An elevator IS available to the impressive lower level. Downstairs a spacious family room, with a stone faced, wood fired pizza oven, opens to the second covered porch. 3 oversized guest suites (1 with sauna) welcomes guests. A brick cart path leads to the 100’ lake frontage with boathouse & private dock. Enjoy magnificent views of the surrounding mountains from both locations.
This property is $5.7M more than the Median Sold Price and $1K/SqFt more than other homes in Lake Toxaway, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4196772
Listing Office:
Office Name: Hazel R. Fisher & Associates
Office Email: hrfisher@comporium.net
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$33.1K
Per Month
Principal & Interest
$32.6K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$441
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$19.7K
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
T C Henderson
11839 Rosman Hwy
Distance between this listing and this school3.84 miles
Public Magnet Grades PK-5
6
/10
Rosman Elementary School
167 Rosman School Rd
Distance between this listing and this school7.07 miles
Public District Grades PK-5
6
/10
Blue Ridge School
95 Bobcat Dr
Distance between this listing and this school9.55 miles
Public District Grades PK-6
Nearby Schools
6
/10
Rosman Middle School
2770 Old Rosman Hwy
Distance between this listing and this school7.47 miles
Public District Grades 6-8
6
/10
Brevard Middle School
400 Fisher Rd
Distance between this listing and this school14.43 miles
Public District Grades 6-8
5
/10
Cullowhee Valley School
240 Wisdom Dr
Distance between this listing and this school16.46 miles
Public District Grades KG-8
Nearby Schools
8
/10
Rosman High School
749 Pickens Hwy
Distance between this listing and this school7.46 miles
Public District Grades 9-12
4
/10
Summit Charter
370 Mitten Ln
Distance between this listing and this school9.11 miles
Public Charter Grades KG-11
4
/10
Blue Ridge Early College
95 Bobcat Dr
Distance between this listing and this school9.55 miles
The neighbors living near this home have an average income of $58,250. The majority of Lake Toxaway, NC residents have income between $35k-100k annually. Typical family type is married, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1957 Cold Mountain Rd
What is the listing price of this property?
The listing price of 1957 Cold Mountain Rd property is $6,550,000.
What type of property is this?
The property 1957 Cold Mountain Rd is a house located in Lake Toxaway, North Carolina, 28747.
Is this property for sale now?
Active Listing: 1957 Cold Mountain Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $9,470 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 1957 Cold Mountain Rd has 4 bedrooms and 5 full and 1 half bathrooms.
What is the square footage of this property?
The property 1957 Cold Mountain Rd is 4,517 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1957 Cold Mountain Rd is 2001.
Interested in 1957 Cold Mountain Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1957 Cold Mountain Rd in Lake Toxaway, NC and zip code 28747. This 4,517 square foot home was built in 2001. Features: 4 bedrooms, 6 bathrooms. It has been listed on Rocket Homes since November 01, 2024 and is currently priced at $6,550,000.
Lake Toxaway, NC housing market in October 2024 saw over 1 listings sold above listed price, more than 2 sold at listed price and over 3 sold below. Between September 2024 and October 2024, Lake Toxaway, NC real estate market has seen increase in the number of listings by 25.7%. In October 2024, listings were on the market for 23 days. During the same period, the median list price in this real estate market was $800,000.
From Rocket Homes Real Estate and based on county public records data.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. 
Figure Skating
Figure Skating
Hunting
NASCAR
Dollar General
Dillards
Wal-Mart
Applebees
Cracker Barrel
Hardee's
Cadillac
Oldsmobile
Ram
Classic Country
News/Talk/Information
Oldies