204 Christmas Tree Ln, Panama City Beach, FL, 32413

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

204 Christmas Tree Ln, Panama City Beach$595,000

Buyer Closing Credits

$7,066^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDriveway

Year Built1986

CoolingCentral Air, Electric, Multi Unit(s)

ViewPond

MLS #757386

Lot Size0.13 Acres

StatusActive

About 204 Christmas Tree Ln

Two-story, 3 bedrooms, 2 bath, 2200 square foot house features a great room and beamed open loft overlooking the living area. Property is less than two blocks away from the white sand beaches of the Gulf of Mexico and from the famous white sands and emerald- green gulf waters of Panama City Beach and a dedicated beach access. Located in a quiet, golf cart friendly, residential area of the desirable west end of PCB.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Coastal
• Year Built: 1986
• Living Area: 1,908 SqFt

Listing Office:

• Office Name: Holiday Beach Real Estate Inc

Interior Features

Interior Information:

• Appliances: Dishwasher, Electric Water Heater, Microwave, Refrigerator
• Interior: Beamed Ceilings, Cathedral Ceiling(s), High Ceilings, Vaulted Ceiling(s), Loft

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• View: Pond
• Exterior: Balcony

Parking Information:

• Parking: Driveway

Lot Features

Lot Information:

• Lot: Corner Lot
• Lot Size: 0.13 Acres

Utilities

Utilities Information:

• Cooling: Central Air, Electric, Multi Unit(s)

Other

Directions Information:

• Directions: West on Front Beach Road from Hwy 79, turn Right on Twinlakes, Right on 1st Ave., house on corner of Christmas and 1st Ave.

Price Information

Listing Price Info

Price Summary:

• List Price: $595,000
• Price Per SqFt: $312/SqFt

Tax Information:

• Annual Amount: $2,035
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City Beach, FL.

Panama City Beach, FL

City

Med. Sold Price

$454.5K

Med. Price/SqFt

$321

Avg. Days On Market

104

# of Sold Homes

123

204 Christmas Tree Ln vs Panama City Beach

93 DAYS ON ROCKET

-11 Days

$595,000

+$140.4K More

$312/SqFt

-$9 Less

KEY TAKEAWAY

This property is $140.4K more than the Median Sold Price and $9/SqFt less than other homes in Panama City Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: BCAR
• MLS Number: #757386

Listing Office:

• Office Name: Holiday Beach Real Estate Inc

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 6:21:00 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Sep 27, 2010	Sep 27, 2010Home Sold	$132,200
Jun 21, 2005	Jun 21, 2005Home Sold	$385,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$2,035	$164,312
2018	$1,768	$136,145
2017	$1,600	$123,768

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$3,037

Per Month

Principal & Interest

$2,970

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,850

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City Beach›32413›204 Christmas Tree Ln

This home is located at 204 Christmas Tree Ln in Panama City Beach, FL and zip code 32413 in the Laguna Beach neighborhood. This 1,908 square foot home, which was built in 1986, sits on a 0.13 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since September 19, 2024 and is currently priced at $595,000.

Panama City Beach, FL housing market in November 2024 saw over 8 listings sold above listed price, more than 25 sold at listed price and over 90 sold below. Between October 2024 and November 2024, Panama City Beach, FL real estate market has seen increase in the number of listings by 1%. Listings spent 104 days on the market in November 2024, and had a median list price of $454,516 during the same period.

From Rocket Homes Real Estate and based on county public records data.