$403K IN RENTALS ALREADY ON THE BOOKS FOR 2024!!! This gulf front beauty is sure to please with 9 Bedrooms and 9 1/2 baths. Each bedroom has it's own bath. The lower level features a TV lounge area, game room and kitchen, all opening to a spacious balcony and private pool overlooking the gulf. The second level welcomes you with a large living space, kitchen/dining area and full length balcony with amazing gulf views. On the 2nd, 3rd and 4th levels you will find multiple bedrooms and bunk rooms providing plenty of sleeping space for everyone. Each level of this amazing home has balconies to capture the beauty of the blue green waters, powder white sand, and unparelleled sunset views that await you! Call for your private showing today.......you will not be disappointed.
Property Details
Property Features
Property Information:
Architectural Style: Coastal
Year Built: 2019
Living Area: 5,215 SqFt
Listing Office:
Office Name: Sand Dunes Real Estate, LLC
Interior Features
Interior Information:
Appliances: Bar Fridge, Dryer, Dishwasher, Electric Range, Disposal, Tankless Water Heater, Washer
Interior: Breakfast Bar, Kitchen Island, Pantry
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 9
Total Bedroom Count: 9
Exterior Features
Exterior Information:
Waterfront: Gulf, Waterfront
View: Gulf
Exterior: Balcony, Pool
Parking Information:
Garage Space: 1 space
Lot Features
Lot Information:
Lot: Waterfront
Lot Size: 0.09 Acres
Utilities
Utilities Information:
Heating: Central
Cooling: Ceiling Fan(s), Multi Unit(s)
Other
Directions Information:
Directions: From Hwy 98 turn South on Wisteria Lane. Continue to Front Beach Rd. Turn right on Front Beach Road and the house is immediately on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $5,470,000
Price Per SqFt: $1,049/SqFt
HOA Fees:
Amount: $150
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City Beach, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$27.3K
Per Month
Principal & Interest
$27.3K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$12
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$16.4K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
West Bay Elementary School
14813 School Dr
Distance between this listing and this school5.57 miles
Public District Grades KG-5
5
/10
Hutchison Beach Elementary School
12900 Hutchison Blvd
Distance between this listing and this school6.73 miles
Public District Grades KG-5
7
/10
Patronis Elementary School
7400 Patronis Dr
Distance between this listing and this school11.53 miles
Public District Grades KG-5
Nearby Schools
6
/10
Surfside Middle School
300 Nautilus St
Distance between this listing and this school5.64 miles
Public District Grades 6-8
7
/10
Breakfast Point Academy
601 N Richard Jackson Blvd
Distance between this listing and this school8.23 miles
Public District Grades KG-8
6
/10
Emerald Coast Middle School
4019 US Highway 98 E
Distance between this listing and this school13.19 miles
Public District Grades 6-8
Nearby Schools
5
/10
J.R. Arnold High School
550 N Alf Coleman Rd
Distance between this listing and this school7.91 miles
Public District Grades 9-12
10
/10
Seaside Neighborhood School
10 Smolian Cir
Distance between this listing and this school13.12 miles
Public Charter Grades 5-12
7
/10
Rising Leaders Academy
1527 Lincoln Ave
Distance between this listing and this school15.39 miles
The neighbors living near this home have an average income of $59,286. Residents of Panama City Beach, FL typically earn between $35k-100k each year. Residents typically live in single, no kids family. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 20407 Front Beach Rd
What is the listing price of this property?
The listing price of 20407 Front Beach Rd property is $5,470,000.
What type of property is this?
The property 20407 Front Beach Rd is a house located in Panama City Beach, Florida, 32413.
Is this property for sale now?
Active Listing: 20407 Front Beach Rd is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 20407 Front Beach Rd has 9 bedrooms and 9 full and 1 half bathrooms.
What is the square footage of this property?
The property 20407 Front Beach Rd is 5,215 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 20407 Front Beach Rd is 2019.
Interested in 20407 Front Beach Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 20407 Front Beach Rd in Panama City Beach, FL and zip code 32413 in the Laguna Beach neighborhood. This 5,215 square foot home, which was built in 2019, sits on a 0.09 acre lot. Features: 9 bedrooms, 10 bathrooms. It has been listed on Rocket Homes since March 14, 2023 and is currently priced at $5,470,000.
Panama City Beach, FL housing market in November 2024 saw over 8 listings sold above listed price, more than 25 sold at listed price and over 90 sold below. In November 2024 in Panama City Beach, FL there were 1% more homes for sale than in October 2024. Listings spent 104 days on the market in November 2024, and had a median list price of $454,516 during the same period.
From Rocket Homes Real Estate and based on county public records data.