Rehabbed Home in a Quiet Cul-de-sac Could be Converted to Duplex as Meters are Separate*Home Boasts Newer Roof, Siding, Flooring, Walls, Ceilings, Paint, Water Heater & Heating/Cooling System*Spacious Rms*Unfinished Lower Lvl has Walk-out & Laundry Area*Newer Patio*Short Drive to Downtown Covington Dining & Shops
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 1889
Living Area: 2,000 SqFt
Listing Office:
Office Name: eXp Realty, LLC
Office Phone: (859) 795-7995
Listing Agent: Caldwell Group
Interior Features
Interior Information:
Appliances: Electric Oven, Electric Range, Dryer, Microwave, Washer
The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. We are not responsible or liable for misinformation, misprints, or typographical errors. All information provided is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. Properties subject to prior sale, change, withdrawal or rental. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/21/2024, 9:21:02 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$764
$25,000
2019
$459
$25,000
2018
$459
$25,000
2017
$309
$15,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$961
Per Month
Principal & Interest
$894
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$603
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Sixth District Elementary School
19th and Maryland
Distance between this listing and this school0.25 miles
Public District Grades KG-5
9
/10
Glenn O Swing Elementary School
501 W 19th St
Distance between this listing and this school0.66 miles
Public District Grades KG-5
1
/10
Ninth District Elementary School
2800 Indiana Ave
Distance between this listing and this school1.06 miles
Public District Grades KG-5
Nearby Schools
1
/10
Holmes Middle School
2500 Madison Ave
Distance between this listing and this school0.34 miles
Public District Grades 6-8
4
/10
Southgate Public School
6 William F Blatt St
Distance between this listing and this school1.54 miles
Public District Grades PK-8
9
/10
Highlands Middle School
2350 Memorial Pkwy
Distance between this listing and this school3.01 miles
Public District Grades 6-8
Nearby Schools
1
/10
Holmes High School
25th and Madison Ave
Distance between this listing and this school0.34 miles
Public District Grades 9-12
2
/10
Newport High School
900 E 6th St
Distance between this listing and this school2.27 miles
Public District Grades 7-12
1
/10
Transformational Learning Center
200 Home Rd
Distance between this listing and this school2.47 miles
The neighbors living near this home have an average income of $47,328. Residents of Covington, KY typically earn between $35k-100k each year. Residents typically live in single, no kids family. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Living In Covington, KY
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Covington, KY?
Covington's housing market is diverse, offering a range of options from historic row houses to contemporary condominiums. Single-family homes are prevalent, with a mix of Victorian, Italianate, and modern architectural styles. The market is balanced with a homeownership rate around 60%, leaving a substantial portion of properties available for rent.
Is Covington, KY a good place to live?
Covington is celebrated for its historic charm and vibrant arts scene. The community prides itself on a rich heritage with events like the MainStrasse Village Oktoberfest, reflecting the area's strong German roots. The city's riverfront location contributes to its picturesque setting and leisurely lifestyle.
Are things conveniently located in Covington, KY?
The city provides a robust selection of services, including public and private educational institutions, with a focus on catering to a diverse population. Healthcare facilities are comprehensive, offering a range of services from primary care to specialized treatments. Retail and dining establishments are plentiful, showcasing local flavors and crafts, and the public library system is well-integrated into the community.
What does the transportation in Covington, KY look like?
Covington's transport infrastructure includes a network of buses that facilitate movement within the city and connections to neighboring areas. The city is also bike-friendly, with several dedicated lanes and trails. Major highways nearby provide easy access for commuters, and ongoing projects aim to enhance the efficiency of local transportation.
Frequently Asked Questions About 2045 Garrard St
What is the listing price of this property?
The listing price of 2045 Garrard St property is $179,000.
What type of property is this?
The property 2045 Garrard St is a house located in Covington, Kentucky, 41014.
Is this property for sale now?
Active Listing: 2045 Garrard St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $764 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 2045 Garrard St has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 2045 Garrard St is 2,000 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2045 Garrard St is 1889.
This home is located at 2045 Garrard St in Covington, KY and zip code 41014. This 2,000 square foot home, which was built in 1889, sits on a 0.06 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 30, 2024 and is currently priced at $179,000.
The number of homes for sale in Covington, KY increased by 37.1% between October 2024 and November 2024. Listings spent 66 days on the market in November 2024, and had a median list price of $249,950 during the same period.
From Rocket Homes Real Estate and based on county public records data.