This amazing waterfront lot in Laguna Beach is steps away from the white sandy beaches of the Gulf. Amazing views can be yours with a 45 ft building height restriction featuring potential gulf views from 2nd & 3rd floors, and coastal lake views from each floor. Perfect for income producing vacation rental, dream home, or commercial property. Zoned for C-2 Plaza Commercial but allows residential uses. Small cottage currently on site in good condition. City sewer & water connections. Density restrictions may allow up to 2 units. All uses, zoning, sizes, dimensions, and feasibility to be verified by buyer. Survey available upon request.
Property Details
Property Features
Listing Office:
Office Name: Keller Williams Success Realty
Exterior Features
Exterior Information:
Waterfront: Lake Front, Natural Shoreline, Waterfront
View: Gulf, Lake
Lot Features
Lot Information:
Lot: Irregular Lot, Waterfront
Lot Size: 0.18 Acres
Other
Directions Information:
Directions: From Hwy 98. South on Twin Lakes Dr, Turn Left/East on Front Beach Rd, Home is on Left/North side.
Price Information
Listing Price Info
Price Summary:
List Price: $750,000
Tax Information:
Annual Amount: $2,318
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City Beach, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,811
Per Month
Principal & Interest
$3,744
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,315
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
West Bay Elementary School
14813 School Dr
Distance between this listing and this school5.61 miles
Public District Grades KG-5
5
/10
Hutchison Beach Elementary School
12900 Hutchison Blvd
Distance between this listing and this school6.89 miles
Public District Grades KG-5
7
/10
Patronis Elementary School
7400 Patronis Dr
Distance between this listing and this school11.69 miles
Public District Grades KG-5
Nearby Schools
6
/10
Surfside Middle School
300 Nautilus St
Distance between this listing and this school5.79 miles
Public District Grades 6-8
7
/10
Breakfast Point Academy
601 N Richard Jackson Blvd
Distance between this listing and this school8.39 miles
Public District Grades KG-8
6
/10
Emerald Coast Middle School
4019 US Highway 98 E
Distance between this listing and this school13.02 miles
Public District Grades 6-8
Nearby Schools
5
/10
J.R. Arnold High School
550 N Alf Coleman Rd
Distance between this listing and this school8.06 miles
Public District Grades 9-12
10
/10
Seaside Neighborhood School
10 Smolian Cir
Distance between this listing and this school12.96 miles
Public Charter Grades 5-12
7
/10
Rising Leaders Academy
1527 Lincoln Ave
Distance between this listing and this school15.54 miles
The neighbors living near this home have an average income of $59,286. Residents of Panama City Beach, FL typically earn between $35k-100k each year. The majority of families are single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 20618 Front Beach Rd
What is the listing price of this property?
The listing price of 20618 Front Beach Rd property is $750,000.
What type of property is this?
The property 20618 Front Beach Rd is land located in Panama City Beach, Florida, 32413.
Is this property for sale now?
Active Listing: 20618 Front Beach Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,318 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on January 26, 2021 for $338,000. (source: MLS/tax record).
How much acreage is this property?
The property 20618 Front Beach Rd is 0.18 acres.
Interested in 20618 Front Beach Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 20618 Front Beach Rd in Panama City Beach, FL and zip code 32413 in the Laguna Beach neighborhood. This home sits on a 0.18 acre lot. It has been listed on Rocket Homes since August 14, 2024 and is currently priced at $750,000.
While more than 8 listings in Panama City Beach, FL in November 2024 were sold above asking price, there were more than 25 listings sold at asking price, and more than 90 were sold below. Between October 2024 and November 2024, Panama City Beach, FL real estate market has seen increase in the number of listings by 1%. While the average time on the market in November 2024 was 104 days, the median list price was $454,516.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Figure Skating
Figure Skating
NASCAR
PGA/LPGA
Kmart
Dollar General
Stein Mart
Bob Evans
Cracker Barrel
Dominos Pizza
Buick
Ram
Lincoln
Oldies
Classic Country
News/Talk/Information