new - 6 days on rocket

2074 Cottage Pl, Ferndale, WA, 98248

$590,000

Home List Price

$7,006*

Closing Credit

3 Bedrooms
1 Full Bath
1,172 SqFt
$503/SqFt
House

Location

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2074 Cottage Pl, Ferndale$590,000

Buyer Closing Credits

$7,006*

1.25% Loan Amount

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Property Highlights

ParkingNone
Year Built1951
CoolingDuctless, Heat Pump
ViewTerritorial
MLS #2319992
Lot Size0.18 Acres
StatusActive

About 2074 Cottage Pl

Welcome to this updated 3-bed, 2-bath home, just shy of 1,200 sq. ft., offering a fully remodeled 320 sq. ft. ADU with 1 bed, 1 bath home. Perfect for guests, rental income, or extended living, the ADU has been meticulously renovated down to the studs with high-quality finishes and contemporary design. With multifamily zoning, this property offers an incredible opportunity to expand with an additional 2-5 units. For those considering rental income, the projected rent is approximately $2,400/month for the main house and $1,200/month for the ADU, resulting in a competitive 5.85% cap rate if fully rented. Whether youre looking for a move-in-ready home with income potential or an investment property with room to grow, this is the one!

Property Details

Property Features

Property Information:

  • Year Built: 1951
  • Living Area: 1,172 SqFt

Listing Office:

  • Office Name: Keller Williams Western Realty
  • Office Phone: (360) 738-7070
  • Listing Agent: Katie Sentinella

Interior Features

Interior Information:

  • Appliances: Disposal
  • Basement: No
  • Flooring Type: Softwood, Vinyl
  • Interior: Double Pane/Storm Window, Dining Room, Fir/Softwood, Water Heater

Bedroom and Bathroom Information:

  • Full Bathrooms: 1
  • Total Bedroom Count: 3

Exterior Features

Exterior Information:

  • View: Territorial
  • Exterior: Wood

Parking Information:

  • Attached Garage: No
  • Parking: None

Lot Features

Lot Information:

  • Lot: Dead End Street, Paved
  • Lot Size: 0.18 Acres

Utilities

Utilities Information:

  • Cooling: Ductless, Heat Pump

Other

Directions Information:

  • Directions: Washington Street to Golden Eagle Drive and turn on Cottage Place

Price Information

Listing Price Info

Price Summary:

  • List Price: $590,000
  • Price Per SqFt: $503/SqFt

Tax Information:

  • Annual Amount: $2,154
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Ferndale, WA.

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Ferndale, WA

City

Med. Sold Price

$610.9K

Med. Price/SqFt

$343

Avg. Days On Market

41

# of Sold Homes

25

2074 Cottage Pl vs Ferndale

6 DAYS ON ROCKET

-35 Days

$590,000

-$20.9K Less

$503/SqFt

+$160 More

KEY TAKEAWAY

This property is $20.9K less than the Median Sold Price and $160/SqFt more than other homes in Ferndale, WA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: NWMLS
  • MLS Number: #2319992

Listing Office:

  • Office Name: Keller Williams Western Realty
  • Office Phone: (360) 738-7070
  • Listing Agent: Katie Sentinella

IDX Listings courtesy of Northwest Multiple Listing Service as distributed by MLS GRID.

All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDXThe data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Northwest MLS IDX. Real estate listings held by other brokerage firms are marked with the green "three trees" logo and includes the name of the listing broker(s). Copyright © 2025 Northwest MLS. All rights reserved.

DMCA Notice

Disclaimer: The information contained in this listing has not been verified by Rocket Homes Real Estate, LLC and should be verified by the buyer. All information deemed reliable but not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. All properties are subject to prior sale, change or withdrawal. Neither broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The information on this web site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Days on site is calculated from the listing date of the current listing and includes the sum of market time from prior listings for the same property uninterrupted by a sale or more than 60 days off-market. Time off market, including time when a sale is pending, temporarily off market, etc. is not included.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/15/2025, 1:47:49 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$2,154$221,221
2019$2,085$192,677
2018$1,870$176,159
2017$1,692$154,376

History based on county public records data.

Payment Calculator

$3,012

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,835

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-2557522
4
/10

  • Central Elementary School

  • 5610 2nd Ave

  • 0.47 miles

  • Public District Grades PK-5

school-card-donut-2557523
4
/10

  • Skyline Elementary School

  • 2225 Thornton St

  • 0.82 miles

  • Public District Grades PK-5

school-card-donut-2557524
4
/10

  • Cascadia Elementary School

  • 6175 Church Rd

  • 1.45 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $50,521. The most common annual income of people living in Ferndale, WA is between $35k-100k. The most common type of family is single, no kids. Most residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 2074 Cottage Pl

What is the listing price of this property?

The listing price of 2074 Cottage Pl property is $590,000.

What type of property is this?

The property 2074 Cottage Pl is a house located in Ferndale, Washington, 98248.

Is this property for sale now?

Active Listing: 2074 Cottage Pl is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $2,154 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 2074 Cottage Pl has 3 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 2074 Cottage Pl is 1,172 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 2074 Cottage Pl is 1951.

Rocket Homes›Washington›Whatcom County›Ferndale›98248›2074 Cottage Pl

This home is located at 2074 Cottage Pl in Ferndale, WA and zip code 98248. This 1,172 square foot home, which was built in 1951, sits on a 0.18 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since January 09, 2025 and is currently priced at $590,000.

Ferndale, WA housing market in December 2024 saw over 6 listings sold above listed price, more than 5 sold at listed price and over 14 sold below. Between November 2024 and December 2024, Ferndale, WA real estate market has seen decrease in the number of listings by 5.7%. Listings spent 41 days on the market in December 2024, and had a median list price of $610,950 during the same period.

From Rocket Homes Real Estate and based on county public records data.

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