Welcome to 2085 Cactus Lane! This beautifully renovated 3-bedroom, 2.5-bathroom home offers 3,264 square feet of comfortable living space on a generous 0.55-acre lot. With fresh paint, new flooring, updated fixtures, and stunning granite countertops in the kitchen, this home is a must-see. The highlight of this property is the full, completely finished basement downstairs, offering endless possibilities! Transform it into a game room, gym, home office, or a cozy family retreat. The additional space provides flexibility to suit your lifestyle needs. Don’t miss the chance to own this spacious and versatile property. Schedule your showing today and imagine the endless ways to make this house your dream home!
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 1985
Living Area: 3,264 SqFt
Listing Office:
Office Name: Virtual Properties Realty.com
Office Phone: (770) 495-5050
Listing Agent: Xaviver Fleming
Interior Features
Interior Information:
Appliances: Other
Basement: Yes
Flooring Type: Hardwood
Interior: Other
Fireplace: Brick
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Private Pool: No
Waterfront: None
View: Neighborhood
Exterior: None
Parking Information:
Garage Space: 2 spaces
Parking: Garage
Lot Features
Lot Information:
Lot: Back Yard
Lot Size: 0.55 Acres
Utilities
Utilities Information:
Heating: Central
Cooling: Central Air
Other
Directions Information:
Directions: 1. Head north on GA-400 N: Continue for approximately 38 miles. 2. Take exit 15 for GA-20 toward Cumming: 3. Turn left onto GA-20 W/Buford Hwy: 4. Turn right onto GA-9 N: 5. Turn left onto GA-306 W: 6. Turn right onto Bettis Tribble Gap Road: 7. Turn left onto Cactus Lane: 8. Proceed to 2085 Cactus Lane: The property will be on your right.
Price Information
Listing Price Info
Price Summary:
List Price: $399,000
Price Per SqFt: $122/SqFt
HOA Fees:
Amount: $125
Frequency: Annually
Tax Information:
Annual Amount: $2,130
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Cumming, GA.
IDX Provided by Rocket Homes Real Estate, LLC Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 1/6/2025, 5:20:49 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$2,130
$82,448
2018
$1,847
$66,808
2017
$1,731
$62,360
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,069
Per Month
Principal & Interest
$1,992
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$10
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,263
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Cumming Elementary School
540 Dahlonega St
Distance between this listing and this school1.00 miles
Public District Grades KG-5
7
/10
Sawnee Elementary School
1616 Canton Hwy
Distance between this listing and this school1.96 miles
Public District Grades KG-5
8
/10
Kelly Mill Elementary School
1180 Chamblee Gap Rd
Distance between this listing and this school2.26 miles
Public District Grades KG-5
Nearby Schools
5
/10
Otwell Middle School
605 Tribble Gap Rd
Distance between this listing and this school1.10 miles
Public District Grades 6-8
6
/10
North Forsyth Middle School
3645 Coal Mountain Dr
Distance between this listing and this school3.78 miles
Public District Grades 6-8
Nearby Schools
6
/10
Forsyth Central High School
131 Almon C Hill Dr
Distance between this listing and this school1.24 miles
Public District Grades 9-12
10
/10
Alliance Academy for Innovation
1100 Lanier 400 Pkwy
Distance between this listing and this school1.87 miles
Public District Grades 9-12
8
/10
North Forsyth High School
3635 Coal Mountain Dr
Distance between this listing and this school3.66 miles
The neighbors living near this home have an average income of $108,565. Typical income of Cumming, GA residents is between $100k-200k annually. Most families are married, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2085 Cactus Ln
What is the listing price of this property?
The listing price of 2085 Cactus Ln property is $399,000.
What type of property is this?
The property 2085 Cactus Ln is a house located in Cumming, Georgia, 30040.
Is this property for sale now?
Active Listing: 2085 Cactus Ln is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $2,130 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 2085 Cactus Ln has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 2085 Cactus Ln is 3,264 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2085 Cactus Ln is 1985.
This home is located at 2085 Cactus Ln in Cumming, GA and zip code 30040. This 3,264 square foot home, which was built in 1985, sits on a 0.55 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since January 03, 2025 and is currently priced at $399,000.
While more than 20 listings in Cumming, GA in December 2024 were sold above asking price, there were more than 33 listings sold at asking price, and more than 132 were sold below. Between November 2024 and December 2024, Cumming, GA real estate market has seen decrease in the number of listings by 4.6%. The median list price of listings available in December 2024 was $587,039, while the average time on the real estate market was 45 days.
From Rocket Homes Real Estate and based on county public records data.