Welcome to 213 45th, this is a brick three-family home featuring a total of 6 beds, 4baths, and a finished basement. Key Features include separate heating systems, a finished basement with a private entrance, and a strategic location just minutes from the Lincoln Tunnel. With low property taxes, this property is an attractive choice for savvy investors looking to elevate their portfolio or an owner-occupant looking for an opportunity. Currently fully-occupied but the tenants are month-2-month.
Property Details
Property Features
Property Information:
Architectural Style: Other-See Remarks
Listing Office:
Office Name: EXP REALTY LLC
Office Phone: (866) 201-6210
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 4
Total Bedroom Count: 6
Utilities
Utilities Information:
Heating: Baseboard, Natural Gas
Cooling: Window Unit(s)
Price Information
Listing Price Info
Price Summary:
List Price: $725,000
Tax Information:
Annual Amount: $6,674
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Union City, NJ.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,686
Per Month
Principal & Interest
$3,619
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,240
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Theodore Roosevelt Elementary School
4507 Hudson Ave
Distance between this listing and this school0.08 miles
Public District Grades PK-6
7
/10
George Washington Elementary School
3905 New York Ave
Distance between this listing and this school0.27 miles
Public District Grades PK-6
5
/10
Theodore Roosevelt Elementary School
1 Louisa Pl
Distance between this listing and this school0.31 miles
Public District Grades 3-6
Nearby Schools
7
/10
Union Hill Middle School
3800 Hudson Ave
Distance between this listing and this school0.31 miles
Public District Grades 7-8
4
/10
West New York Middle School
201 57th St
Distance between this listing and this school0.61 miles
Public District Grades 7-8
5
/10
Franklin Elementary School
5211 Columbia Ave
Distance between this listing and this school0.81 miles
Public District Grades 1-8
Nearby Schools
4
/10
Weehawken High School
53 Liberty Pl
Distance between this listing and this school0.32 miles
Public District Grades 7-12
3
/10
Memorial High School
5501 Park Ave
Distance between this listing and this school0.57 miles
Public District Grades 9-12
3
/10
Union City High School
2500 Kennedy Blvd
Distance between this listing and this school0.94 miles
The neighbors living near this home have an average income of $44,394. Residents of Union City, NJ typically earn between $35k-100k each year. The most common type of family is single, no kids. The most common level of education of people living in this area is high school diploma.
This home is located at 213 45th St in Union City, NJ and zip code 07087. Features: 6 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since September 19, 2024 and is currently priced at $725,000.
The number of homes for sale in Union City, NJ increased by 63.3% between September 2024 and October 2024. The median list price of listings available in October 2024 was $575,000, while the average time on the real estate market was 69 days.
From Rocket Homes Real Estate and based on county public records data.