If you're searching for a place to call your own, brimming with potential and located in a town that feels like a warm embrace, look no further than this adorable 1 1/2 story home in downtown Owingsville, KY. Offering 4 bd, bath, living room, dining room, kitchen and unfinished basement. Hardwood flooring, fireplace and covered front porch. It's time to unlock the door to a future filled with endless possibilities and heartwarming moments. Welcome home!
Property Details
Property Features
Property Information:
Year Built: 1956
Stories: 1
Listing Office:
Office Name: HomeLand Real Estate Inc - Mt Sterling
Office Phone: (606) 356-3063
Interior Features
Interior Information:
Basement: Yes
Flooring Type: Hardwood, Vinyl
Interior: Ceiling Fan(s), Dining Area, Primary First Floor
Fireplace: Living Room, Wood Burning
Bedroom and Bathroom Information:
Full Bathrooms: 1
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Exterior: Porch
Lot Features
Lot Information:
Lot Size: 0.17 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: Window Unit(s)
Other
Directions Information:
Directions: I-64 to exit 121. Left on Hwy 36 towards Owingsville. At the stop light take a left on W Main st then right on Cecil Ave and the home is on the left, look for sign.
Price Information
Listing Price Info
Price Summary:
List Price: $159,900
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Owingsville, KY.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$866
Per Month
Principal & Interest
$799
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$546
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Owingsville Elementary School
50 Chenault Dr
Distance between this listing and this school0.33 miles
Public District Grades PK-5
6
/10
Crossroads Elementary School
4755 E Highway 60
Distance between this listing and this school4.66 miles
Public District Grades PK-5
5
/10
Mount Sterling Elementary School
6601 Indian Mound Rd
Distance between this listing and this school9.63 miles
Public District Grades PK-5
Nearby Schools
3
/10
Bath County Middle School
335 W Main St
Distance between this listing and this school0.27 miles
Public District Grades 6-8
5
/10
McNabb Middle School
3570 Indian Mound Dr
Distance between this listing and this school11.58 miles
Public District Grades 6-8
4
/10
Rowan County Middle School
555 Viking Dr
Distance between this listing and this school16.58 miles
Public District Grades 6-8
Nearby Schools
2
/10
Bath County High School
645 Chenault Dr
Distance between this listing and this school0.65 miles
Public District Grades 9-12
5
/10
Montgomery County High School
724 Woodford Dr
Distance between this listing and this school11.51 miles
Public District Grades 9-12
3
/10
Menifee County High School
119 Indian Creek Rd
Distance between this listing and this school15.16 miles
The neighbors living near this home have an average income of $39,978. Residents of Owingsville, KY typically earn less than $35k each year. The majority of families are single, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 215 Cecil Ave
What is the listing price of this property?
The listing price of 215 Cecil Ave property is $159,900.
What type of property is this?
The property 215 Cecil Ave is a house located in Owingsville, Kentucky, 40360.
Is this property for sale now?
Active Listing: 215 Cecil Ave is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 215 Cecil Ave has 4 bedrooms and 1 bathroom.
Which year was this property built?
The year of construction for 215 Cecil Ave is 1956.
This home is located at 215 Cecil Ave in Owingsville, KY and zip code 40360. This home, which was built in 1956, sits on a 0.17 acre lot. Features: 4 bedrooms, 1 bathroom. It has been listed on Rocket Homes since August 31, 2024 and is currently priced at $159,900.
In October 2024, from all listings sold in Owingsville, KY there were more than 0 sold above asking price, over 1 sold below and more than 0 were sold right at the asked price. The number of listings in Owingsville, KY decreased by 3.3% between September 2024 and October 2024. In October 2024, listings were on the market for 83 days. During the same period, the median list price in this real estate market was $146,000.
From Rocket Homes Real Estate and based on county public records data.