224 E Harvey St, Ely, MN, 55731

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

224 E Harvey St, Ely$249,000

Buyer Closing Credits

$2,957^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingDetached

Garage1 space

Year Built1950

HeatingSteam, Fireplace(s), Radiant, Hot Water, Oil

FireplaceWood Burning

MLS #6116599

Lot Size0.12 Acres

StatusActive
(ACTIVE)

About 224 E Harvey St

Classic 4 BR, 1.5 BA meticuously maintained home in the heart of Ely. Main level features office room, half bath, compact kitchen, open and spacious living room & dining room with large windows, hard wood floors under carpeting and wood burning fireplace. All 4 bedrooms are on the upper level, and have hardwood floors, generous closet space and a full bath. The basement has a wood burning fireplace in the big open rec room, that is partially finished. There is charm and beautiful wood features throughout and while currently move-in ready it could be transformed with new updates. Detached 1 stall garage.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 1950
• Stories: 2
• Living Area: 2,469 SqFt

Listing Office:

• Office Name: Bear Island Realty LLC
• Listing Agent: Patricia Bulinski

Interior Features

Interior Information:

• Appliances: Dryer, Microwave, Range, Refrigerator, Washer
• Fireplace: Wood Burning

Bedroom and Bathroom Information:

• Partial Bathrooms: 1
• Full Bathrooms: 1
• Total Bedroom Count: 4

Exterior Features

Parking Information:

• Garage Space: 1 space
• Attached Garage: No
• Parking: Detached

Virtual/3D Tour

• 3D Tour: 224 E Harvey St

3D Tour

Lot Features

Lot Information:

• Lot Size: 0.12 Acres

Utilities

Utilities Information:

• Heating: Steam, Fireplace(s), Radiant, Hot Water, Oil

Other

Directions Information:

• Directions: Follow Sheridan turn East at S 2nd Ave E and follow to Harvey, turn left and park at sign and address.

Price Information

Listing Price Info

Price Summary:

• List Price: $249,000
• Price Per SqFt: $101/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Ely, MN.

Ely, MN

City

Med. Sold Price

$266K

Med. Price/SqFt

$222

Avg. Days On Market

93

# of Sold Homes

22

224 E Harvey St vs Ely

37 DAYS ON ROCKET

-56 Days

$249,000

-$17K Less

$101/SqFt

-$121 Less

KEY TAKEAWAY

This property is $17K less than the Median Sold Price and $121/SqFt less than other homes in Ely, MN.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Number: #6116599

Listing Office:

• Office Name: Bear Island Realty LLC
• Listing Agent: Patricia Bulinski

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Information is supplied by seller and other third parties and has not been verified. ©2024 Lake Superior Area REALTORS® MLS - All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/21/2024, 6:20:49 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,310

Per Month

Principal & Interest

$1,243

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$813

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Minnesota›Saint Louis County›Ely›55731›224 E Harvey St

This home is located at 224 E Harvey St in Ely, MN and zip code 55731. This 2,469 square foot home, which was built in 1950, sits on a 0.12 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 15, 2024 and is currently priced at $249,000.

Ely, MN housing market in October 2024 saw over 3 listings sold above listed price, more than 1 sold at listed price and over 16 sold below. The number of listings in Ely, MN decreased by 4% between September 2024 and October 2024. In October 2024, listings were on the market for 93 days. During the same period, the median list price in this real estate market was $266,000.

From Rocket Homes Real Estate and based on county public records data.