226 N James Ave, Panama City, FL, 32401

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

226 N James Ave, Panama City$385,000

Buyer Closing Credits

$4,572^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDriveway

Year Built2024

HeatingCentral

CoolingCentral Air, Ceiling Fan(s)

MLS #764623

Lot Size0.24 Acres

StatusActive

About 226 N James Ave

Welcome to 226 N James Avenue I see your looking for a fantastic 3 Bed 3 Bath New Home!!! that is in town Close to Tyndall shopping and other great amenities, this house is Offering brand new construction completed in 2024 . You must come see to appreciate it. This home boast 1726 sqft open floor plan and a private sitting area overlooking the front entrance. Tile floor's down stairs with a wooden stair case leading to your potential library . The Outside Gazebo is the perfect grilling area for your back yard party. The landscaping is already in place. Call your favorite agent today. Let's make this your Forever Home.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Craftsman
• Year Built: 2024
• Living Area: 1,764 SqFt

Listing Office:

• Office Name: Full Sail Realty of NWFL

Interior Features

Interior Information:

• Appliances: Electric Cooktop, Electric Range, Refrigerator
• Interior: High Ceilings

Bedroom and Bathroom Information:

• Full Bathrooms: 3
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Balcony, Deck, Outdoor Kitchen

Parking Information:

• Parking: Driveway

Lot Features

Lot Information:

• Lot: Cleared, Landscaped
• Lot Size: 0.24 Acres

Utilities

Utilities Information:

• Heating: Central
• Cooling: Central Air, Ceiling Fan(s)

Other

Directions Information:

• Directions: Take Hwy 22 to Third street take a left onto James Ave house will come up on the Left you cant miss it.

Price Information

Listing Price Info

Price Summary:

• List Price: $385,000
• Price Per SqFt: $218/SqFt

Tax Information:

• Annual Amount: $436
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City, FL.

Panama City, FL

City

Med. Sold Price

$339.4K

Med. Price/SqFt

$201

Avg. Days On Market

77

# of Sold Homes

194

226 N James Ave vs Panama City

14 DAYS ON ROCKET

-63 Days

$385,000

+$45.5K More

$218/SqFt

+$16 More

KEY TAKEAWAY

This property is $45.5K more than the Median Sold Price and $16/SqFt more than other homes in Panama City, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: BCAR
• MLS Number: #764623

Listing Office:

• Office Name: Full Sail Realty of NWFL

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/19/2024, 9:20:51 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Sep 14, 2016	Sep 14, 2016Home Sold	$31,500
Sep 14, 2016	Sep 14, 2016Home Sold	$35,100
Jun 16, 2004	Jun 16, 2004Home Sold	$34,500
Jun 05, 2001	Jun 05, 2001Home Sold	$40,200
Nov 18, 1997	Nov 18, 1997Home Sold	$44,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$436	$15,214
2018	$453	$29,936
2017	$447	$29,799

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,989

Per Month

Principal & Interest

$1,922

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,221

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City›32401›226 N James Ave

This home is located at 226 N James Ave in Panama City, FL and zip code 32401. This 1,764 square foot home, which was built in 2024, sits on a 0.24 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since November 04, 2024 and is currently priced at $385,000.

In October 2024 more than 16 listings in Panama City, FL were sold above the asking price. During the same period more than 40 listings were sold at asking price, while more than 138 were sold below. Between September 2024 and October 2024, Panama City, FL real estate market has seen decrease in the number of listings by 1.7%. The median list price of listings available in October 2024 was $339,477, while the average time on the real estate market was 77 days.

From Rocket Homes Real Estate and based on county public records data.