2303 N 12th St, Temple, TX, 76501

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

2303 N 12th St, Temple$199,900

Buyer Closing Credits

$2,374^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Garage1 space

Year Built2005

HeatingCentral, Electric

CoolingCeiling Fan(s), Central Air, Electric

FireplaceNone

ViewNone

MLS #561654

Lot Size0.14 Acres

StatusActive

About 2303 N 12th St

This property is an ideal choice for first-time home buyers (FHA) seeking a move-in-ready residence. Located in a friendly, central community, this home offers easy access to schools, shopping, and other local amenities, blending convenience with a warm neighborhood feel. Inside, you'll find an open floor plan with upgraded flooring that creates a cozy, welcoming atmosphere. The home’s exterior doesn’t disappoint either, featuring strong curb appeal and a private backyard with a patio, perfect for outdoor relaxation and gatherings.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 2005
• Stories: 1
• Living Area: 1,119 SqFt

Listing Office:

• Office Name: eXp Realty, LLC Waco
• Office Phone: (888) 519-7431
• Listing Agent: Zachary Rossfeld

Interior Features

Interior Information:

• Appliances: Dishwasher, Electric Range, Disposal, Range
• Flooring Type: Carpet, Laminate, Tile
• Interior: Ceiling Fan(s), Laminate Counters, See Remarks, Pantry
• Fireplace: None

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• View: None
• Exterior: Back Fence, Fully Fenced, Privacy Fence

Parking Information:

• Garage Space: 1 space

Lot Features

Lot Information:

• Lot Size: 0.14 Acres

Utilities

Utilities Information:

• Heating: Central, Electric
• Cooling: Ceiling Fan(s), Central Air, Electric

Other

Directions Information:

• Directions: From 3rd street head South from Industrial Blvd and take left on W Walker. Then take right on N 10th, followed by a left on E Union and the street becomes N 12th.

Price Information

Listing Price Info

Price Summary:

• List Price: $199,900
• Price Per SqFt: $179/SqFt

Tax Information:

• Annual Amount: $1,439
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Temple, TX.

Temple, TX

City

Med. Sold Price

$290K

Med. Price/SqFt

$168

Avg. Days On Market

65

# of Sold Homes

22

2303 N 12th St vs Temple

36 DAYS ON ROCKET

-29 Days

$199,900

-$90.1K Less

$179/SqFt

+$11 More

KEY TAKEAWAY

This property is $90.1K less than the Median Sold Price and $11/SqFt more than other homes in Temple, TX.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CentralTexas
• MLS Number: #561654

Listing Office:

• Office Name: eXp Realty, LLC Waco
• Office Phone: (888) 519-7431
• Listing Agent: Zachary Rossfeld

Data provided by the Central Texas MLS IDX program. Information deemed reliable but not guaranteed. Some properties which appear for sale may no longer be available due to no longer being offered for sale. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. ©2024 Central Texas MLS, All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.


Texas Real Estate Commission Consumer Protection Notice

Texas Real Estate Commission Information About Brokerage Service

Last updated on: 12/18/2024, 11:16:06 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$1,439	$122,499
2020	$2,661	$103,739
2019	$2,574	$94,308
2018	$2,574	$94,189
2017	$2,575	$93,431

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,065

Per Month

Principal & Interest

$998

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$666

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Texas›Bell County›Temple›76501›2303 N 12th St

This home is located at 2303 N 12th St in Temple, TX and zip code 76501 in the Lantana Homes neighborhood. This 1,119 square foot home, which was built in 2005, sits on a 0.14 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 11, 2024 and is currently priced at $199,900.

In November 2024 more than 2 listings in Temple, TX were sold above the asking price. During the same period more than 4 listings were sold at asking price, while more than 16 were sold below. The number of homes for sale in Temple, TX increased by 12.8% between October 2024 and November 2024. While the average time on the market in November 2024 was 65 days, the median list price was $290,027.

From Rocket Homes Real Estate and based on county public records data.