Homes like this don’t come available often! Brick ranch, with a walk-out basement on Lake Decatur with spectacular western views and shady afternoons. The entire home offers year-round sunsets views that never cease to amaze. As you enter, you'll immediately notice the acacia wood floors that will hold up for a lifetime. The kitchen is a chef’s delight, featuring LG appliances, double oven, granite countertops, and instant hot water for your convenience. The primary suite is a true sanctuary, with an attached bath that includes a relaxing tub and walk-in shower, the bedroom is a wall of windows. The spacious closet and private dressing room overlooking the lake ensure peaceful mornings before starting your day. You can even step directly outside for the fresh morning air. The expansive Trex/lighting decking is perfect for entertaining or enjoying sunsets and twilight hours. The Trex decking was installed on the water side as well, just over the steel sea wall. With a new roof to be installed in fall 2024, three zone HVAC, updated plumbing, an attached 2-car garage, updated Pella windows and sliders with built-in blinds, and just enough storage, this home checks all the boxes. If you are looking for a lakeside getaway to enjoy the moment, this is the place to unwind!
Property Details
Property Features
Property Information:
Architectural Style: Ranch
Year Built: 1956
Stories: 1
Listing Office:
Office Name: Main Place Real Estate
Office Phone: (217) 422-3335
Interior Features
Interior Information:
Appliances: Dishwasher, Disposal, Gas Water Heater, Oven, Range
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Parking Information:
Garage Space: 2 spaces
Attached Garage: Yes
Parking: Attached, Garage
Lot Features
Lot Information:
Lot Size: 0.38 Acres
Utilities
Utilities Information:
Heating: Natural Gas
Cooling: Central Air
Price Information
Listing Price Info
Price Summary:
List Price: $574,900
Tax Information:
Annual Amount: $7,915
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Decatur, IL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,937
Per Month
Principal & Interest
$2,870
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,790
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
E. J. Muffley Elementary School
88 S Country Club Rd
Distance between this listing and this school0.79 miles
Public District Grades KG-6
2
/10
South Shores Elementary School
2500 S Franklin Street Rd
Distance between this listing and this school1.56 miles
Public District Grades KG-6
2
/10
Baum Elementary School
801 S Lake Ridge Ave
Distance between this listing and this school1.99 miles
Public District Grades KG-6
Nearby Schools
4
/10
Johns Hill Magnet School
1025 E Johns Ave
Distance between this listing and this school1.91 miles
Public Magnet Grades KG-8
3
/10
Montessori Academy for Peace
2115 S Taylor Rd
Distance between this listing and this school2.51 miles
Public District Grades PK-8
1
/10
Hope Academy
955 N Illinois St
Distance between this listing and this school2.71 miles
Public District Grades KG-8
Nearby Schools
1
/10
Eisenhower High School
1200 S 16th St
Distance between this listing and this school1.14 miles
Public District Grades 9-12
1
/10
MacArthur High School
1499 W Grand Ave
Distance between this listing and this school4.01 miles
Public District Grades 9-12
7
/10
Mt Zion High School
305 S Henderson St
Distance between this listing and this school4.07 miles
The neighbors living near this home have an average income of $70,016. Residents of Decatur, IL typically earn between $35k-100k each year. Typical family type is married, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 24 Oak Ridge Dr
What is the listing price of this property?
The listing price of 24 Oak Ridge Dr property is $574,900.
What type of property is this?
The property 24 Oak Ridge Dr is a house located in Decatur, Illinois, 62521.
Is this property for sale now?
Active Listing: 24 Oak Ridge Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $7,915 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 17, 2012 for $260,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 24 Oak Ridge Dr has 3 bedrooms and 2 bathrooms.
Which year was this property built?
The year of construction for 24 Oak Ridge Dr is 1956.
This home is located at 24 Oak Ridge Dr in Decatur, IL and zip code 62521. This home, which was built in 1956, sits on a 0.38 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 21, 2024 and is currently priced at $574,900.
Over 25 listings were sold over their listed price in November 2024 in Decatur, IL. In the same period over 48 listings were sold below the listed price and 16 listings were sold for the listed price. The number of homes for sale in Decatur, IL decreased by 7.3% between October 2024 and November 2024. In November 2024, listings were on the market for 40 days. During the same period, the median list price in this real estate market was $123,004.
From Rocket Homes Real Estate and based on county public records data.