ParkingParking Available, Two or More Spaces, Garage
Garage1 space
Year Built1900
HeatingNatural Gas, Other, Hot Water
BasementYes
MLS #S1556197
Lot Size0.33 Acres
StatusActive
About 243 Port Watson St
Perfect opportunity for a first-time homebuyer or seasoned investor, this two unit multifamily boasts plenty of storage, a large garage, and ample parking. Each apartment has two bedrooms and a bath with separate utilities. The home has a new metal roof and several mechanical updates.
Property Details
Property Features
Property Information:
Year Built: 1900
Stories: 1
Living Area: 1,788 SqFt
Listing Office:
Office Name: Howard Hanna Cortland
Office Phone: 607.597.6429
Listing Agent: Adeyemi Aderohunmu
Interior Features
Interior Information:
Appliances: Gas Water Heater
Basement: Yes
Flooring Type: Carpet, Hardwood, Varies
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Exterior: Deck
Parking Information:
Garage Space: 1 space
Parking: Parking Available, Two or More Spaces, Garage
This property is $40.1K less than the Median Sold Price and $45/SqFt less than other homes in Cortland, NY.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: NYS
MLS Number: #S1556197
Listing Office:
Office Name: Howard Hanna Cortland
Office Phone: 607.597.6429
Listing Agent: Adeyemi Aderohunmu
The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by other firms are marked with theListing Broker’s Firm Name. Data provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 12/22/2024, 10:20:53 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Apr 19, 2010
Apr 19, 2010Home Sold
$41,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$3,409
$65,000
2019
$3,439
$65,000
2018
$3,452
$65,000
2017
$3,461
$65,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$791
Per Month
Principal & Interest
$724
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$501
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Fe Smith Intermediate School
33 Wheeler Ave
Distance between this listing and this school1.85 miles
Public District Grades 3-4
6
/10
McGraw Elementary School
50 W Academy St
Distance between this listing and this school3.00 miles
Public District Grades PK-5
3
/10
Homer Intermediate School
58 Clinton St
Distance between this listing and this school3.31 miles
Public District Grades 3-5
Nearby Schools
3
/10
Randall Middle School
31 Randall St
Distance between this listing and this school0.80 miles
Public District Grades 5-6
3
/10
Cortland Junior High School
S Valley View Dr
Distance between this listing and this school1.00 miles
Public District Grades 7-8
5
/10
Homer Junior High School
58 Clinton St
Distance between this listing and this school3.35 miles
Public District Grades 6-8
Nearby Schools
4
/10
Cortland High School
8 Valley View Dr
Distance between this listing and this school1.00 miles
Public District Grades 9-12
6
/10
Homer Senior High School
80 S West St
Distance between this listing and this school2.72 miles
Public District Grades 9-12
6
/10
McGraw Secondary School
10 W Academy St
Distance between this listing and this school3.30 miles
The neighbors living near this home have an average income of $36,990. Most Cortland, NY residents have annual incomes less than $35k. Residents typically live in single, no kids family. Residents of this area typically have high school diploma education.
This home is located at 243 Port Watson St in Cortland, NY and zip code 13045. This 1,788 square foot home, which was built in 1900, sits on a 0.33 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 02, 2024 and is currently priced at $144,900.
While more than 5 listings in Cortland, NY in November 2024 were sold above asking price, there were more than 2 listings sold at asking price, and more than 4 were sold below. In November 2024 in Cortland, NY there were 19.1% less homes for sale than in October 2024. In November 2024 median list price was $185,000 and the average listing age was 13 days.
From Rocket Homes Real Estate and based on county public records data.