249 N Wells St, Panama City Beach, FL, 32413

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

249 N Wells St, Panama City Beach$545,297

Buyer Closing Credits

$6,475^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Attached Garage1 space

Year Built2024

HeatingCentral

CoolingCentral Air

MLS #961955

Lot Size0.13 Acres

StatusActive

About 249 N Wells St

Discover the perfect blend of comfort and style in this stunning 4-bedroom, 3-bathroom home located in the gated community of Laguna Haven, nestled on the quieter west end of Panama City Beach. Step inside to find wood-look tile floors, 9-10ft tray ceilings, crown molding, and a beautifully designed kitchen with two-tone, soft-close shaker style cabinets. The kitchen is equipped with premium Samsung appliances along with a walk-in pantry for ample storage. Relax in your backyard with views of the tranquil retention pond and natural woodland, perfect for enjoying Floridas peaceful outdoors. The community is rich with green spaces, sidewalks, streetlights, and two gated entries, all meticulously maintained by the HOA, providing a worry-free lifestyle.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Beach House
• Year Built: 2024
• Stories: 1
• Living Area: 1,950 SqFt

Listing Office:

• Office Name: Coldwell Banker Realty
• Office Email: joann.revell@floridamoves.com
• Listing Agent: Marina Grigoryan

Interior Features

Interior Information:

• Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator, Ice Maker, Electric Oven
• Flooring Type: Tile
• Interior: Tray/Cofferd Ceiling, Kitchen Island, Recessed Lighting, Pantry, Washer/Dryer Hookups

Bedroom and Bathroom Information:

• Full Bathrooms: 3
• Total Bedroom Count: 4

Exterior Features

Exterior Information:

• Private Pool: No
• Exterior: Patio Covered, Porch, Sprinkler System

Parking Information:

• Garage Space: 1 space
• Attached Garage: Yes

Lot Features

Lot Information:

• Lot: Covenant/Restriction
• Lot Size: 0.13 Acres

Utilities

Utilities Information:

• Heating: Central
• Cooling: Central Air

Other

Directions Information:

• Directions: US-98 West to N Wells St.

Price Information

Listing Price Info

Price Summary:

• List Price: $545,297
• Price Per SqFt: $280/SqFt

HOA Fees:

• Amount: $399
• Frequency: Quarterly

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City Beach, FL.

Panama City Beach, FL

City

Med. Sold Price

$464.7K

Med. Price/SqFt

$328

Avg. Days On Market

104

# of Sold Homes

129

249 N Wells St vs Panama City Beach

24 DAYS ON ROCKET

-80 Days

$545,297

+$80.5K More

$280/SqFt

-$49 Less

KEY TAKEAWAY

This property is $80.5K more than the Median Sold Price and $49/SqFt less than other homes in Panama City Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #961955

Listing Office:

• Office Name: Coldwell Banker Realty
• Office Email: joann.revell@floridamoves.com
• Listing Agent: Marina Grigoryan

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/22/2024, 1:20:57 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$2,922

Per Month

Principal & Interest

$2,722

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$133

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,701

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City Beach›32413›249 N Wells St

This home is located at 249 N Wells St in Panama City Beach, FL and zip code 32413. This 1,950 square foot home, which was built in 2024, sits on a 0.13 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since October 28, 2024 and is currently priced at $545,297.

In October 2024, from all listings sold in Panama City Beach, FL there were more than 5 sold above asking price, over 99 sold below and more than 25 were sold right at the asked price. In October 2024 in Panama City Beach, FL there were 0.4% more homes for sale than in September 2024. Listings spent 104 days on the market in October 2024, and had a median list price of $464,783 during the same period.

From Rocket Homes Real Estate and based on county public records data.