This updated home is a rare find in Des Moines full of character! Incredible front porch, large rooms, hardwood throughout, fireplace, and spacious kitchen, plenty of space to entertain. Main floor has a spacious living room with a wood burning fireplace, as well. The incredibly spacious primary suite features a large walk-in-closet and en-suite bath w/Subway Tile. 2nd & 3rd bed share a Jack & Jill bath. The third level features an additional bonus space that could be used as an office, 4th bedroom or additional living area complete with a full bathroom and clawfoot tub. All kitchen appliances stay! All information obtained from seller and public records. Call for a private tour today!
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,889
Per Month
Principal & Interest
$1,822
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,161
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
King Elementary School
1849 Forest Ave
Distance between this listing and this school0.82 miles
Public District Grades KG-5
1
/10
Edmunds Elementary School
950 15th St
Distance between this listing and this school0.89 miles
Public District Grades KG-5
3
/10
Hubbell Elementary School
800 42nd St
Distance between this listing and this school1.10 miles
Public District Grades KG-5
Nearby Schools
4
/10
Callanan Middle School
3010 Center St
Distance between this listing and this school0.53 miles
Public District Grades 6-8
4
/10
Merrill Middle School
5301 Grand Ave
Distance between this listing and this school2.04 miles
Public District Grades 6-8
9
/10
Cowles Montessori School
6401 College Ave
Distance between this listing and this school2.67 miles
Public District Grades EE-8
Nearby Schools
3
/10
Roosevelt High School
4419 Center St
Distance between this listing and this school1.25 miles
Public District Grades 9-12
3
/10
North High School
501 Holcomb Ave
Distance between this listing and this school2.13 miles
Public District Grades 9-12
2
/10
East High School
815 E 13th St
Distance between this listing and this school2.83 miles
The neighbors living near this home have an average income of $21,919. Residents of Des Moines, IA typically earn less than $35k each year. The majority of families are single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2806 Cottage Grove Ave
What is the listing price of this property?
The listing price of 2806 Cottage Grove Ave property is $365,000.
What type of property is this?
The property 2806 Cottage Grove Ave is a house located in Des Moines, Iowa, 50311.
Is this property for sale now?
Active Listing: 2806 Cottage Grove Ave is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $6,202 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on December 3, 2015 for $231,500. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 2806 Cottage Grove Ave has 4 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 2806 Cottage Grove Ave is 2,283 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2806 Cottage Grove Ave is 1910.
This home is located at 2806 Cottage Grove Ave in Des Moines, IA and zip code 50311 in the Drake neighborhood. This 2,283 square foot home, which was built in 1910, sits on a 0.15 acre lot. Features: 4 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since September 19, 2024 and is currently priced at $365,000.
While more than 39 listings in Des Moines, IA in October 2024 were sold above asking price, there were more than 62 listings sold at asking price, and more than 139 were sold below. The number of homes for sale in Des Moines, IA increased by 6.9% between September 2024 and October 2024. The median list price of listings available in October 2024 was $214,985, while the average time on the real estate market was 32 days.
From Rocket Homes Real Estate and based on county public records data.