Has Churchill been calling you? Are you dreaming of distinctive living within walking distance of fine dining, coffee shops and historic B&Bs? Perhaps you want a bit more: to make an investment in the Hill, or even develop property. Well, look no further. All of those desires can be served in one unique offering. Welcome to 2817 East Clay Street! This little bungalow, while waiting for a bit of TLC for the exterior, offers a crisp, fresh, move-in ready interior. It was fully renovated just a few years ago with all new interior fixtures and finishes, two zone HVAC and tankless water heater. The roof was replaced in 2023. A tidy fenced-in yard is in the front, with the luxury and convenience of two off-street parking spaces in the rear. It gets even better! This holding includes a row of eight garages with concrete floors. Rent them to pay your mortgage, or to help finance its expansion. Let your vision reach upward to the possibility of separating the parcels and building another dwelling. This property will not last! Come see 2817 East Clay Street today!
Property Details
Property Features
Property Information:
Architectural Style: Bungalow, Cottage
Year Built: 1963
Stories: 1
Living Area: 640 SqFt
Listing Office:
Office Name: Long & Foster REALTORS
Office Phone: (804) 564-8156
Listing Agent: Jo Fisher
Interior Features
Interior Information:
Basement: No
Bedroom and Bathroom Information:
Full Bathrooms: 1
Total Bedroom Count: 1
Exterior Features
Exterior Information:
Private Pool: No
Parking Information:
Garage Space: 4 spaces
Attached Garage: No
Parking: Detached, Garage
Lot Features
Lot Information:
Lot Size: 0.08 Acres
Utilities
Utilities Information:
Heating: Electric, Other
Cooling: Electric
Price Information
Listing Price Info
Price Summary:
List Price: $385,000
Price Per SqFt: $602/SqFt
Tax Information:
Annual Amount: $1,260
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Richmond, VA.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,989
Per Month
Principal & Interest
$1,922
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,221
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Chimborazo Elementary School
3000 E Marshall St
Distance between this listing and this school0.05 miles
Public District Grades PK-5
2
/10
Henry L. Marsh, III Elementary School
813 N 28th St
Distance between this listing and this school0.30 miles
Public District Grades KG-5
4
/10
Bellevue Elementary School
2301 E Grace St
Distance between this listing and this school0.41 miles
Public District Grades PK-5
Nearby Schools
1
/10
Martin Luther King, Jr. Middle School
1000 Mosby St
Distance between this listing and this school0.84 miles
Public District Grades 6-8
1
/10
Binford Middle School
1701 Floyd Ave
Distance between this listing and this school2.93 miles
Public District Grades 6-8
4
/10
Fairfield Middle School
5121 Nine Mile Rd
Distance between this listing and this school3.13 miles
Public District Grades 6-8
Nearby Schools
7
/10
Franklin Military Academy
701 N 37th St
Distance between this listing and this school0.58 miles
Public District Grades 6-12
3
/10
Armstrong High School
2300 Cool Ln
Distance between this listing and this school1.59 miles
Public District Grades 9-12
1
/10
Richmond Alternative
119 W Leigh St
Distance between this listing and this school1.96 miles
The neighbors living near this home have an average income of $54,790. Most Richmond, VA residents have annual incomes between $35k-100k. The majority of families are single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2817 E Clay St
What is the listing price of this property?
The listing price of 2817 E Clay St property is $385,000.
What type of property is this?
The property 2817 E Clay St is a house located in Richmond, Virginia, 23223.
Is this property for sale now?
Active Listing: 2817 E Clay St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $1,260 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on August 11, 2010 for $54,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 2817 E Clay St has 1 bedroom and 1 bathroom.
What is the square footage of this property?
The property 2817 E Clay St is 640 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2817 E Clay St is 1963.
This home is located at 2817 E Clay St in Richmond, VA and zip code 23223 in the Church Hill neighborhood. This 640 square foot home, which was built in 1963, sits on a 0.08 acre lot. Features: 1 bedroom, 1 bathroom. It has been listed on Rocket Homes since November 22, 2024 and is currently priced at $385,000.
In November 2024, from all listings sold in Richmond, VA there were more than 124 sold above asking price, over 112 sold below and more than 80 were sold right at the asked price. The inventory of homes for sale in Richmond, VA between October 2024 and November 2024 decreased by 7.4%. In November 2024 median list price was $359,917 and the average listing age was 27 days.
From Rocket Homes Real Estate and based on county public records data.