285 Payne St Unit 29-B, Miramar Beach, FL, 32550

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

285 Payne St Unit 29-B, Miramar Beach$385,000

Buyer Closing Credits

$4,572^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeCondominium

Year Built1996

HeatingCentral

CoolingCeiling Fan(s), Central Air, Roof Turbines

MLS #954774

StatusActive

About 285 Payne St Unit 29-B

This condo is move-in ready with newly updated floors, paint, ceilings, light fixtures, and windows. HWH, dishwasher, refrigerator, and electric range all replaced in 2023. The unique octagonal floor plan creates a spacious and open atmosphere. Situated on the second story, this unit offers a delightful view of one of the two pools and the tropical landscaping. Additionally, one of the pools is heated for year round enjoyment. Crystal Village is conveniently located just two blocks from the beach, making it an ideal place to call home!

View More

Property Details

Property Features

Property Information:

• Architectural Style: N/A
• Year Built: 1996
• Living Area: 944 SqFt

Listing Office:

• Office Name: Century 21 Wimco Realty Inc
• Office Email: charliew@century21wimco.com
• Listing Agent: Charles H Wimberly Jr

Interior Features

Interior Information:

• Appliances: Dishwasher, Disposal, Dryer, Microwave, Self Cleaning Oven, Range Hood, Refrigerator, Ice Maker, Electric Oven, Washer
• Flooring Type: Laminate, Vinyl
• Interior: Breakfast Bar, Recessed Lighting, Newly Painted, Renovated, Washer/Dryer Hookups, Window Treatment(s)

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• Private Pool: No
• Exterior: Balcony, BBQ Pit/Grill, Pool - Heated, Pool - In-Ground

Utilities

Utilities Information:

• Heating: Central
• Cooling: Ceiling Fan(s), Central Air, Roof Turbines

Other

Directions Information:

• Directions: Hwy 98 south on Ellis, let on Payne St.

Price Information

Listing Price Info

Price Summary:

• List Price: $385,000
• Price Per SqFt: $408/SqFt

HOA Fees:

• Amount: $590
• Frequency: Monthly

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Miramar Beach, FL.

Miramar Beach, FL

City

Med. Sold Price

$757K

Med. Price/SqFt

$490

Avg. Days On Market

104

# of Sold Homes

33

285 Payne St Unit 29-B vs Miramar Beach

158 DAYS ON ROCKET

+54 Days

$385,000

-$372K Less

$408/SqFt

-$83 Less

KEY TAKEAWAY

This property is $372K less than the Median Sold Price and $83/SqFt less than other homes in Miramar Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #954774

Listing Office:

• Office Name: Century 21 Wimco Realty Inc
• Office Email: charliew@century21wimco.com
• Listing Agent: Charles H Wimberly Jr

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 9:21:07 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$2,579

Per Month

Principal & Interest

$1,922

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$590

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,221

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Walton County›Miramar Beach›32550›285 Payne St Unit 29-B

This home is located at 285 Payne St Unit 29-B in Miramar Beach, FL and zip code 32550. This 944 square foot home was built in 1996. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since July 16, 2024 and is currently priced at $385,000.

Miramar Beach, FL housing market in November 2024 saw over 1 listings sold above listed price, more than 2 sold at listed price and over 30 sold below. The number of homes for sale in Miramar Beach, FL increased by 7.8% between October 2024 and November 2024. While the average time on the market in November 2024 was 104 days, the median list price was $757,000.

From Rocket Homes Real Estate and based on county public records data.