ParkingBlacktop, Private, Attached, Door Opener, Concrete Floors
Attached Garage2 spaces
Year Built2006
HeatingForced Air
CoolingCentral Air
WaterfrontNone
FireplaceGas, None
MLS #1926970
StatusActive (Active U/C Taking Backups)
About 2877 Ruby St
Freestanding End Unit Condo tucked away at the end of a quiet cul-de-sac in desirable Emerald Hills! Spacious 4 Bedroom, 3.5 Bath 2-story townhouse offering maintenance-free living without sacrificing the spaciousness and autonomy of a single-family home with over 2600 Sf of finished living space. Inviting Great Room has a vaulted high volume ceiling and open floor plan showcasing the sleek modern kitchen with two-tone cabinets and Platinum finish GE appliances plus a large breakfast bar with 4 counter stools. Slider to multi-level trex deck is perfect spot for entertaining friends & family or relaxing at the end of a long day. All new replacement Andersen vinyl windows throughout and new engineered wood flooring in kitchen, foyer entry and laundry/powder room. Main floor Primary suite with walk-in closet, transom windows and large bathroom with walk-in shower featuring a custom glass shower door. Two additional guest bedrooms share a full bath upstairs plus an office area in the landing area at the top of stairs. Finished lower level offers a large rec room with pool table, exercise and game area in addition to the spacious guest suite with full private bathroom. Ample storage available in basement mechanical room and under stairs as well as attached 2-car garage. A charming covered porch graces the front entryway to welcomes guests. Two electric powered stair lifts for aging in place or for mobility issues. Close to shopping and restaurants, Miller Creek Nature Preserve Hiking Trails, Downtown T.C. shops, restaurants and public beaches.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,388
Per Month
Principal & Interest
$2,321
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,461
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Traverse Heights Elementary School
933 Rose St
Distance between this listing and this school2.13 miles
Public District Grades PK-5
7
/10
Central Grade Elementary School
301 7th St
Distance between this listing and this school2.18 miles
Public District Grades PK-5
7
/10
Willow Hill Elementary School
1250 Hill St
Distance between this listing and this school3.03 miles
Public District Grades PK-5
Nearby Schools
7
/10
Traverse City West Middle School
3950 Silver Lake Rd
Distance between this listing and this school1.43 miles
Public District Grades 6-8
9
/10
Tcaps Montessori School
1009 S Oak St
Distance between this listing and this school2.18 miles
Public District Grades PK-7
6
/10
Traverse City East Middle School
1776 3 Mile Rd N
Distance between this listing and this school4.05 miles
Public District Grades 6-8
Nearby Schools
6
/10
The Greenspire School
1026 Red Dr
Distance between this listing and this school1.80 miles
Public Charter Grades 6-12
8
/10
West Senior High School
5376 N Long Lake Rd
Distance between this listing and this school2.96 miles
Public District Grades 9-12
8
/10
Central High School
1150 Milliken Dr
Distance between this listing and this school3.41 miles
The neighbors living near this home have an average income of $30,931. Residents of Traverse City, MI typically earn less than $35k each year. Most families are single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 2877 Ruby St
What is the listing price of this property?
The listing price of 2877 Ruby St property is $465,000.
What type of property is this?
The property 2877 Ruby St is a condo located in Traverse City, Michigan, 49684.
Is this property for sale now?
Active Listing: 2877 Ruby St is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 2877 Ruby St has 4 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 2877 Ruby St is 2,650 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 2877 Ruby St is 2006.
This home is located at 2877 Ruby St in Traverse City, MI and zip code 49684. This 2,650 square foot home was built in 2006. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since September 09, 2024 and is currently priced at $465,000.
Traverse City, MI housing market in October 2024 saw over 19 listings sold above listed price, more than 23 sold at listed price and over 41 sold below. The number of homes for sale in Traverse City, MI increased by 5.3% between September 2024 and October 2024. The median list price of listings available in October 2024 was $446,781, while the average time on the real estate market was 73 days.
From Rocket Homes Real Estate and based on county public records data.