Lake Lure, NC-----Affordable 3 bedroom, 2 1/2 bath home near the beach and park area of Lake Lure. Recently remodeled, this fully furnished home offers great mountain views and is close to everything. You'll enjoy the open floor plan, huge deck and plenty of parking. Perfect for a short-term rental or private vacation home. A must see at $395,000.
Property Details
Property Features
Property Information:
Year Built: 1973
Living Area: 1,512 SqFt
Listing Office:
Office Name: Caulder Realty & Land Co.
Interior Features
Interior Information:
Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Washer/Dryer
Basement: No
Flooring Type: Vinyl
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
View: Mountain(s)
Exterior: Fire Pit
Parking Information:
Parking: Driveway
Virtual/3D Tour
3D Tour: 297 Chimney Cliffs Dr
3D Tour
Utilities
Utilities Information:
Heating: Electric, Heat Pump
Cooling: Central Air, Electric, Heat Pump
Other
Directions Information:
Directions: From Lake Lure beach area, proceed west on Memorial Hwy to left on Chimney Cliffs Drive.....just before the flowering bridge. Last house at the end of the cul-de-sac.
Price Information
Listing Price Info
Price Summary:
List Price: $395,000
Price Per SqFt: $261/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Lake Lure, NC.
This property is $147.5K less than the Median Sold Price and $14/SqFt less than other homes in Lake Lure, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4164888
Listing Office:
Office Name: Caulder Realty & Land Co.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,039
Per Month
Principal & Interest
$1,972
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,251
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Sunny View Elementary School
86 Sunny View School Rd
Distance between this listing and this school5.21 miles
Public District Grades PK-5
2
/10
Edneyville Elementary School
2875 Pace Rd
Distance between this listing and this school8.81 miles
Public District Grades PK-5
5
/10
Dana Elementary School
690 Ridge Rd
Distance between this listing and this school10.32 miles
Public District Grades PK-5
Nearby Schools
8
/10
Polk County Middle School
321 Wolverine Trl
Distance between this listing and this school10.03 miles
Public District Grades 6-8
4
/10
Apple Valley Middle School
43 Fruitland Rd
Distance between this listing and this school11.75 miles
Public District Grades 6-8
9
/10
Cane Creek Middle School
570 Lower Brush Creek Rd
Distance between this listing and this school11.79 miles
Public District Grades 6-8
Nearby Schools
7
/10
Lake Lure Classical Academy
1058 Island Creek Rd
Distance between this listing and this school2.95 miles
Public Charter Grades KG-12
5
/10
North Henderson High School
35 Fruitland Rd
Distance between this listing and this school11.80 miles
Public District Grades 9-12
6
/10
Polk County High School
1681 NC 108 Hwy E
Distance between this listing and this school11.99 miles
The neighbors living near this home have an average income of $40,000. Residents of Lake Lure, NC typically earn less than $35k each year. Typical family type is single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 297 Chimney Cliffs Dr
What is the listing price of this property?
The listing price of 297 Chimney Cliffs Dr property is $395,000.
What type of property is this?
The property 297 Chimney Cliffs Dr is a house located in Lake Lure, North Carolina, 28746.
Is this property for sale now?
Active Listing: 297 Chimney Cliffs Dr is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 297 Chimney Cliffs Dr has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 297 Chimney Cliffs Dr is 1,512 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 297 Chimney Cliffs Dr is 1973.
This home is located at 297 Chimney Cliffs Dr in Lake Lure, NC and zip code 28746. This 1,512 square foot home was built in 1973. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since July 29, 2024 and is currently priced at $395,000.
Lake Lure, NC housing market in November 2024 saw over 0 listings sold above listed price, more than 0 sold at listed price and over 5 sold below. In November 2024 in Lake Lure, NC there were 7.4% more homes for sale than in October 2024. In November 2024 median list price was $542,500 and the average listing age was 157 days.
From Rocket Homes Real Estate and based on county public records data.