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3019 Osprey Cir, Panama City, FL, 32405

$575,000

Home List Price

$6,828*

Closing Credit

4 Bedrooms
3 Full Baths
2,726 SqFt
$211/SqFt
House

Location

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3019 Osprey Cir, Panama City$575,000

Buyer Closing Credits

$6,828*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingAttached, Garage, Garage Door Opener
Attached Garage2 spaces
Year Built2009
HeatingCentral, Electric, ENERGY STAR Qualified Equipment
CoolingCentral Air, Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment
MLS #767192
Lot Size0.22 Acres
StatusActive

About 3019 Osprey Cir

Welcome to Osprey Cove subdivision! You will love this small private neighborhood located in Central Panama City. This executive home was the 2009 Home Builders Association Display home for the Parade of Homes. The home was built by one of Bay County's most reputable builders Ledman Construction and is listed as a ''SILVER LEVEL GREEN HOME,'' by the Florida Green Building Coalition, and a certified Energy Star home. New updates to home include new roof 2018, new HVAC 2021, new Generac whole house generator with in-ground propane tank 2023, new solar water heater 2024, new pool filter system 2024, new sprinkler system with iron water filter. You will love the crown molding and craftsman style trim in the great room which is perfect for entertaining. The custom kitchen features an abundance of cabinets, granite counter tops, breakfast bar and wine bar. The split floor plan has the master bedroom and an additional bedroom on one side of the home with the other two bedrooms on the opposite side of the home. The large master bedroom features hardwood floors, trayed ceiling along with his and hers walk-in closets. The beautiful master bath features double vanity with granite counter tops, jetted tub, separate tile shower, water closet and an exterior door to the pool. The dining room features coffered ceiling and will hold a large dining table. The spacious laundry room has a tile floor with floor drain! The back yard is the other amazing half of the home. You will love the covered back patio with surround sound speakers, privacy fenced back yard and 6x8 storage building. The in-ground concrete pool features a shallow sunning ledge, handrail, pool cleaning robot and new saltwater pool filter system. Other additional upgrades to this ''green'' home include icynene spray foam insulation in the attic to keep electric bills low, solar water heater with south facing solar panel, double paned vinyl windows with Low E glass, R-19 blown cellulose insulation in all exterior walls and sound proofing insulation between bedrooms and baths. This is a QUALITY built home that is built to last.

Property Details

Property Features

Property Information:

  • Architectural Style: Traditional
  • Year Built: 2009
  • Living Area: 2,726 SqFt

Listing Office:

  • Office Name: Coldwell Banker Realty

Interior Features

Interior Information:

  • Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Solar Water Heater
  • Interior: Breakfast Bar, Tray Ceiling(s), Pantry, Recessed Lighting, Split Bedrooms

Bedroom and Bathroom Information:

  • Full Bathrooms: 3
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Exterior: Sprinkler/Irrigation

Parking Information:

  • Garage Space: 2 spaces
  • Attached Garage: Yes
  • Parking: Attached, Garage, Garage Door Opener

Lot Features

Lot Information:

  • Lot: Interior Lot
  • Lot Size: 0.22 Acres

Utilities

Utilities Information:

  • Heating: Central, Electric, ENERGY STAR Qualified Equipment
  • Cooling: Central Air, Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment

Other

Directions Information:

  • Directions: From Baldwin Ave and Harrison Ave, north on Harrison Ave, Harrison dead ends into Osprey Cove Subdivision

Price Information

Listing Price Info

Price Summary:

  • List Price: $575,000
  • Price Per SqFt: $211/SqFt

HOA Fees:

  • Amount: $330
  • Frequency: Annually

Tax Information:

  • Annual Amount: $3,556
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Panama City, FL.

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Panama City, FL

City

Med. Sold Price

$339.4K

Med. Price/SqFt

$202

Avg. Days On Market

79

# of Sold Homes

196

3019 Osprey Cir vs Panama City

1 DAY ON ROCKET

-78 Days

$575,000

+$235.5K More

$211/SqFt

+$8 More

KEY TAKEAWAY

This property is $235.5K more than the Median Sold Price and $8/SqFt more than other homes in Panama City, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: BCAR
  • MLS Number: #767192

Listing Office:

  • Office Name: Coldwell Banker Realty

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/15/2025, 9:21:00 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Nov 25, 2014Home Sold
$365,000
Aug 18, 2009Home Sold
$350,800

Tax History

YEARPROP. TAXASSESSMENT
2020$3,556$278,085
2018$3,758$295,425
2017$3,834$296,476

History based on county public records data.

Payment Calculator

$2,964

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,790

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-2603032
6
/10

  • Bay Haven Charter Academy

  • 2501 Hawks Landing Blvd

  • 1.72 miles

  • Public Charter Grades KG-5

school-card-donut-2603033
3
/10

  • Hiland Park Elementary School

  • 2507 E Baldwin Rd

  • 1.78 miles

  • Public District Grades KG-5

school-card-donut-2603034
4
/10

  • Lynn Haven Elementary School

  • 301 W 9th St

  • 2.20 miles

  • Public District Grades PK-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $46,481. The majority of Panama City, FL residents have income between $35k-100k annually. Residents typically live in single, no kids family. The majority of residents in this area have post secondary degree education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 3019 Osprey Cir

What is the listing price of this property?

The listing price of 3019 Osprey Cir property is $575,000.

What type of property is this?

The property 3019 Osprey Cir is a house located in Panama City, Florida, 32405.

Is this property for sale now?

Active Listing: 3019 Osprey Cir is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $3,556 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on November 25, 2014 for $365,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 3019 Osprey Cir has 4 bedrooms and 3 bathrooms.

What is the square footage of this property?

The property 3019 Osprey Cir is 2,726 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 3019 Osprey Cir is 2009.

Rocket Homes›Florida›Bay County›Panama City›32405›3019 Osprey Cir

This home is located at 3019 Osprey Cir in Panama City, FL and zip code 32405 in the Saint Andrews Bay neighborhood. This 2,726 square foot home, which was built in 2009, sits on a 0.22 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since January 14, 2025 and is currently priced at $575,000.

In December 2024, from all listings sold in Panama City, FL there were more than 11 sold above asking price, over 146 sold below and more than 39 were sold right at the asked price. The number of listings in Panama City, FL decreased by 1.4% between November 2024 and December 2024. While the average time on the market in December 2024 was 79 days, the median list price was $339,456.

From Rocket Homes Real Estate and based on county public records data.

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