StatusAccepting Backup Offers (Active Under Contract)
About 304 2nd St
Elegance meets convenience in this downtown Albemarle historic home. With 7 bedrooms, 3 bathrooms, this residence seamlessly blends the charm of yesteryear with modern upgrades like a new roof and HVAC unit. Revel in the luxury of abundant closet space, a workshop, and a garage. Beyond its walls, indulge in the dynamic local scene with an array of restaurants, shopping options, and nearby breweries. Experience the best of both worlds – historic grandeur and contemporary living – in the heart of Albemarle. Your new home awaits!
Property Details
Property Features
Property Information:
Year Built: 1928
Living Area: 3,809 SqFt
Listing Office:
Office Name: Magnolia Dream Real Estate
Office Email: CaitlinBurgessNCREALTOR@gmail.com
Interior Features
Interior Information:
Appliances: Electric Range
Basement: Yes
Flooring Type: Tile, Vinyl, Wood
Fireplace: Family Room, Primary Bedroom
Bedroom and Bathroom Information:
Full Bathrooms: 3
Total Bedroom Count: 7
Exterior Features
Parking Information:
Attached Garage: No
Parking: Driveway, Detached Garage
Utilities
Utilities Information:
Heating: Central, Natural Gas
Cooling: Central Air
Price Information
Listing Price Info
Price Summary:
List Price: $460,000
Price Per SqFt: $121/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Albemarle, NC.
This property is $183.8K more than the Median Sold Price and $57/SqFt less than other homes in Albemarle, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4093964
Listing Office:
Office Name: Magnolia Dream Real Estate
Office Email: CaitlinBurgessNCREALTOR@gmail.com
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,363
Per Month
Principal & Interest
$2,296
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,446
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Central Elementary School
206 N 3rd St
Distance between this listing and this school0.48 miles
Public District Grades KG-5
3
/10
East Albemarle Elementary School
1813 E Main St
Distance between this listing and this school1.72 miles
Public District Grades KG-5
4
/10
Endy Elementary School
27670 Betty Rd
Distance between this listing and this school5.39 miles
Public District Grades KG-5
Nearby Schools
3
/10
Albemarle Middle School
1811 Badin Rd
Distance between this listing and this school1.73 miles
Public District Grades 6-8
2
/10
North Stanly Middle School
36605 Old Salisbury Rd
Distance between this listing and this school4.72 miles
Public District Grades 6-8
3
/10
South Stanly Middle School
12492 Cottonville Rd
Distance between this listing and this school7.68 miles
Public District Grades 6-8
Nearby Schools
2
/10
Stanly Academy Learning Center
1121 Austin St
Distance between this listing and this school1.19 miles
Public District Grades 9-12
3
/10
Stanly County Virtual Education
1000 N 1st St Ste 4
Distance between this listing and this school1.25 miles
Public District Grades KG-12
2
/10
Albemarle High School
311 Park Ridge Rd
Distance between this listing and this school1.62 miles
The neighbors living near this home have an average income of $42,500. Most Albemarle, NC residents have annual incomes between $35k-100k. Typical family type is single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 304 2nd St
What is the listing price of this property?
The listing price of 304 2nd St property is $460,000.
What type of property is this?
The property 304 2nd St is a house located in Albemarle, North Carolina, 28001.
Is this property for sale now?
Accepting Backup Offers: 304 2nd St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
How many bedrooms and bathrooms does this property have?
The property at 304 2nd St has 7 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 304 2nd St is 3,809 SqFt (source: MLS/tax record).
This home is located at 304 2nd St in Albemarle, NC and zip code 28001. This 3,809 square foot home was built in 1928. Features: 7 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 13, 2023 and is currently priced at $460,000.
Albemarle, NC housing market in October 2024 saw over 6 listings sold above listed price, more than 11 sold at listed price and over 18 sold below. The number of homes for sale in Albemarle, NC increased by 10.3% between September 2024 and October 2024. In October 2024 median list price was $276,160 and the average listing age was 75 days.
From Rocket Homes Real Estate and based on county public records data.