304 E 2nd Ct, Panama City, FL, 32401

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

304 E 2nd Ct, Panama City$270,000

Buyer Closing Credits

$3,206^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAlley Access, Driveway, On Street

Year Built1942

HeatingCentral

CoolingCentral Air

MLS #764750

Lot Size0.19 Acres

StatusActive

About 304 E 2nd Ct

This is a true Florida cottage offering classic charm. Nestled in the historic Cove neighborhood and a leisurely 15 minute walk away from the vibrant downtown area and scenic waterfront walkways. Inside, you'll find timeless black-and-white tile flooring in the kitchen, creating a sophisticated yet welcoming atmosphere. Throughout the home are, genuine hardwood floors that add warmth and character to the space. The screened-in back porch is a true sanctuary, surrounded by lush trees that offer shade and privacy--perfect for enjoying Florida's beautiful weather. HVAC, water heater and roof all replaced in 2019.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Bungalow
• Year Built: 1942
• Living Area: 1,140 SqFt

Listing Office:

• Office Name: Counts Real Estate Group

Interior Features

Interior Information:

• Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
• Interior: Kitchen Island

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Patio

Parking Information:

• Parking: Alley Access, Driveway, On Street

Lot Features

Lot Information:

• Lot Size: 0.19 Acres

Utilities

Utilities Information:

• Heating: Central
• Cooling: Central Air

Other

Directions Information:

• Directions: South on Martin Luther King go past Hwy 98 and take right onto 2nd Ct.Continue past school. House is on left. 304 2ndCt.

Price Information

Listing Price Info

Price Summary:

• List Price: $270,000
• Price Per SqFt: $237/SqFt

Tax Information:

• Annual Amount: $1,011
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City, FL.

Panama City, FL

City

Med. Sold Price

$339.4K

Med. Price/SqFt

$201

Avg. Days On Market

77

# of Sold Homes

194

304 E 2nd Ct vs Panama City

6 DAYS ON ROCKET

-71 Days

$270,000

-$69.4K Less

$237/SqFt

+$35 More

KEY TAKEAWAY

This property is $69.4K less than the Median Sold Price and $35/SqFt more than other homes in Panama City, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: BCAR
• MLS Number: #764750

Listing Office:

• Office Name: Counts Real Estate Group

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/19/2024, 7:20:51 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Feb 22, 2013	Feb 22, 2013Home Sold	$107,000
Mar 04, 2004	Mar 04, 2004Home Sold	$129,900
Jan 05, 1999	Jan 05, 1999Home Sold	$69,200

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$1,011	$86,377
2018	$701	$86,209
2017	$704	$86,418

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,415

Per Month

Principal & Interest

$1,348

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$876

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City›32401›304 E 2nd Ct

This home is located at 304 E 2nd Ct in Panama City, FL and zip code 32401. This 1,140 square foot home, which was built in 1942, sits on a 0.19 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 12, 2024 and is currently priced at $270,000.

In October 2024, from all listings sold in Panama City, FL there were more than 16 sold above asking price, over 138 sold below and more than 40 were sold right at the asked price. Between September 2024 and October 2024, Panama City, FL real estate market has seen decrease in the number of listings by 1.7%. The median list price of listings available in October 2024 was $339,477, while the average time on the real estate market was 77 days.

From Rocket Homes Real Estate and based on county public records data.