309 W Wabash Ave, Effingham, IL, 62401

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

309 W Wabash Ave, Effingham$120,000

Buyer Closing Credits

$1,425^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Year Built1920

HeatingNatural Gas, Forced Air

CoolingCentral Air

BasementYes

MLS #6247964

Lot Size0.16 Acres

StatusAccepting Backup Offers
(Active Under Contract)

About 309 W Wabash Ave

Come check out this ranch style home located on Wabash Ave in Effingham, IL. This 2 bedroom 1 bath has original hardwood floors throughout the living room and bedrooms, an enclosed front porch and an eat in kitchen. Downstairs you will find a completely unfinished basement that houses your utilities and washer and dryer. The location of this house is hard to beat! Minutes from downtown, local schools, and interstate/ highways. Call today to schedule your private showing!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Ranch
• Year Built: 1920
• Stories: 1

Listing Office:

• Office Name: RE/MAX Key Advantage
• Office Phone: (217) 347-0404

Interior Features

Interior Information:

• Appliances: Dryer, Gas Water Heater, Oven, Refrigerator, Washer
• Basement: Yes

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Lot Features

Lot Information:

• Lot Size: 0.16 Acres

Utilities

Utilities Information:

• Heating: Natural Gas, Forced Air
• Cooling: Central Air

Price Information

Listing Price Info

Price Summary:

• List Price: $120,000

Tax Information:

• Annual Amount: $1,934
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Name: CentralIL
• MLS Number: #6247964

Listing Office:

• Office Name: RE/MAX Key Advantage
• Office Phone: (217) 347-0404

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of Central Illinois Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright© 2024 Central Illinois Board of Realtors.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 8:16:10 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Aug 04, 2021	Aug 04, 2021Home Sold	$220,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$1,934	$27,790
2019	$1,934	$27,510
2017	$1,900	$25,940

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$666

Per Month

Principal & Interest

$599

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$426

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Illinois›Effingham County›Effingham›62401›309 W Wabash Ave

This home is located at 309 W Wabash Ave in Effingham, IL and zip code 62401. This home, which was built in 1920, sits on a 0.16 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since December 09, 2024 and is currently priced at $120,000.

In November 2024, from all listings sold in Effingham County, IL there were more than 2 sold above asking price, over 17 sold below and more than 3 were sold right at the asked price. In November 2024 in Effingham County, IL there were 0.9% more homes for sale than in October 2024. In November 2024, listings were on the market for 54 days. During the same period, the median list price in this real estate market was $205,250.

From Rocket Homes Real Estate and based on county public records data.