31 Charles Crk, Silver Bay, MN, 55614

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

31 Charles Crk, Silver Bay$158,000

Buyer Closing Credits

$1,876^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingDetached

Garage1 space

Year Built1953

HeatingForced Air

CoolingWindow Unit(s), Ceiling Fan(s)

ViewValley

MLS #6116692

Lot Size0.20 Acres

StatusActive
(ACTIVE)

About 31 Charles Crk

Get ready to be charmed by your future on Charles Circle! This 2 bedroom, 1 bath home has so much to offer both inside and out. Starting inside, this home has a great warmth about it in the wood cabinets in the kitchen, the updated flooring, new bathroom, and all mechanicals neatly behind doors. The formal dining room leads you into your fenced in backyard for endless hours of time outdoors. Take a stroll down to the creek, watch the deer come visit the apple tree, or tell stories around the fire! Both the home and garage have attic storage which is always handy, especially if you have a outdoor hobby and need to store your gear! We are excited for you to set up a showing and see if its as loved by you, as it has been by the current owners.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Bungalow
• Year Built: 1953
• Stories: 1
• Living Area: 864 SqFt

Listing Office:

• Office Name: Coldwell Banker Realty - Duluth
• Listing Agent: Katie Melander

Interior Features

Interior Information:

• Appliances: Dryer, Range, Washer
• Interior: Ceiling Fans, Main Floor Laundry, Dryer Hook-Ups, Washer Hook-Ups

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• View: Valley
• Exterior: Fenced Yard - Full, Patio

Parking Information:

• Garage Space: 1 space
• Attached Garage: No
• Parking: Detached

Lot Features

Lot Information:

• Lot: Some Trees
• Lot Size: 0.20 Acres

Utilities

Utilities Information:

• Heating: Forced Air
• Cooling: Window Unit(s), Ceiling Fan(s)

Other

Directions Information:

• Directions: Outer drive to right on Davis, right on Horn, right on Charles, home is on the right.

Price Information

Listing Price Info

Price Summary:

• List Price: $158,000
• Price Per SqFt: $183/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Silver Bay, MN.

Silver Bay, MN

City

Med. Sold Price

$161.9K

Med. Price/SqFt

$185

Avg. Days On Market

45

# of Sold Homes

4

31 Charles Crk vs Silver Bay

29 DAYS ON ROCKET

-16 Days

$158,000

-$3.9K Less

$183/SqFt

-$2 Less

KEY TAKEAWAY

This property is $3.9K less than the Median Sold Price and $2/SqFt less than other homes in Silver Bay, MN.

Based on homes sold in October 2024

MLS Details

MLS Information:

• MLS Number: #6116692

Listing Office:

• Office Name: Coldwell Banker Realty - Duluth
• Listing Agent: Katie Melander

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Information is supplied by seller and other third parties and has not been verified. ©2024 Lake Superior Area REALTORS® MLS - All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/21/2024, 8:20:50 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$856

Per Month

Principal & Interest

$789

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$540

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Minnesota›Lake County›Silver Bay›55614›31 Charles Crk

This home is located at 31 Charles Crk in Silver Bay, MN and zip code 55614. This 864 square foot home, which was built in 1953, sits on a 0.20 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since October 22, 2024 and is currently priced at $158,000.

While more than 0 listings in Silver Bay, MN in October 2024 were sold above asking price, there were more than 1 listings sold at asking price, and more than 3 were sold below. The number of homes for sale in Silver Bay, MN increased by 3% between September 2024 and October 2024. In October 2024, listings were on the market for 45 days. During the same period, the median list price in this real estate market was $161,950.

From Rocket Homes Real Estate and based on county public records data.