Gorgeous lot that with waterfrontage on Eight Mile creek, .80 acres, perfect for that buyer who wants to live in the city but feel like they are living in the country. Build your dream home overlooking the creek, close to shopping, restaurants and convenient to Huntsville and Birmingham. Get the best of both worlds with this lot. Power, water and sewer available. Lot size is 95x362x110x324. All information to be verified by buyer/buyers agent.
Property Details
Property Features
Listing Office:
Office Name: Exit Lake & Country Real Estat
Office Phone: (256) 339-4152
Exterior Features
Exterior Information:
Waterfront: Creek/Stream
Lot Features
Lot Information:
Lot: Sloped
Lot Size: 0.80 Acres
Other
Directions Information:
Directions: Alabama Highway 278 East To Cliff Road Turn Right Property Will Be On The Left
Price Information
Listing Price Info
Price Summary:
List Price: $75,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Cullman, AL.
All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/17/2024, 8:21:06 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$442
Per Month
Principal & Interest
$375
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$291
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
10
/10
Cullman City Primary School
900 Hoehn Dr
Distance between this listing and this school0.83 miles
Public District Grades PK-1
10
/10
East Elementary School
608 4th Ave SE
Distance between this listing and this school0.84 miles
Public District Grades 2-6
8
/10
West Elementary School
303 Rosemont Ave SW
Distance between this listing and this school1.98 miles
Public District Grades 2-6
Nearby Schools
10
/10
Cullman Middle School
800 2nd Ave NE
Distance between this listing and this school1.22 miles
Public District Grades 7-8
8
/10
Vinemont Middle School
170 High School Rd
Distance between this listing and this school4.86 miles
Public District Grades 6-8
8
/10
Good Hope Middle School
216 Good Hope School Rd
Distance between this listing and this school6.29 miles
Public District Grades 6-8
Nearby Schools
9
/10
Cullman High School
510 13th St NE
Distance between this listing and this school1.18 miles
Public District Grades 9-12
4
/10
Vinemont High School
High School Road
Distance between this listing and this school4.98 miles
Public District Grades 9-12
8
/10
Good Hope High School
210 Good Hope School Rd
Distance between this listing and this school6.20 miles
The neighbors living near this home have an average income of $42,125. The majority of Cullman, AL residents have income between $35k-100k annually. Most families are single, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 312 Cliff Rd
What is the listing price of this property?
The listing price of 312 Cliff Rd property is $75,000.
What type of property is this?
The property 312 Cliff Rd is land located in Cullman, Alabama, 35057.
Is this property for sale now?
Active Listing: 312 Cliff Rd is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 312 Cliff Rd in Cullman, AL and zip code 35057. This home sits on a 0.80 acre lot. It has been listed on Rocket Homes since July 30, 2024 and is currently priced at $75,000.
Cullman, AL housing market in November 2024 saw over 1 listings sold above listed price, more than 4 sold at listed price and over 8 sold below. In November 2024 in Cullman, AL there were 10.1% more homes for sale than in October 2024. Listings spent 63 days on the market in November 2024, and had a median list price of $284,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Extreme Sports
Extreme Sports
NASCAR
Figure Skating
Academy Sports & Outdoors
Dollar General
Kmart
Little Caesars
Cracker Barrel
Bob Evans
Chevrolet
Ram
Buick
Country
Oldies