This 50 FT boat slip in The Waterfront Marina is equipped with a 28,000 lift and electric at the site for your convenience. The location of the slip is probably one of the most desirable in Southwest Michigan. There is direct access onto Lake Michigan with no bridges or other public obstacles that are in your way. There is easy access in and out of the marina due to the superb location of slip #14. Waterfront Marina is a gated and secure private association that offers a clubhouse and outdoor pool for you and your guests as well as snow removal and lawn care. No need to worry about parking as there is a large parking lot that you have access to as a member. You are located in walking distance to the sandy shores of Lake Michigan near the Silver Beach Entrance as well as The Carousel, Silver Beach Pizzeria, The Fountain and downtown shopping and restaurants.
Property Details
Property Features
Listing Office:
Office Name: Cressy & Everett Real Estate
Office Phone: (269) 469-1256
Listing Agent: Tamra Curtis
Exterior Features
Exterior Information:
Waterfront: Lake Front, River
Other
Directions Information:
Directions: Waterfront Association.
Price Information
Listing Price Info
Price Summary:
List Price: $99,000
HOA Fees:
Amount: $184
Frequency: Monthly
Tax Information:
Annual Amount: $899
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Saint Joseph, MI.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$746
Per Month
Principal & Interest
$495
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$184
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$363
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Lincoln School
1102 Orchard Ave
Distance between this listing and this school1.27 miles
Public District Grades PK-5
2
/10
Fair Plain East Elementary School
1995 Union Ave
Distance between this listing and this school3.00 miles
Public District Grades 4-5
7
/10
Brown School
2027 Brown School Rd
Distance between this listing and this school3.30 miles
Public District Grades PK-5
Nearby Schools
3
/10
Benton Harbor Charter School Academy
455 Riverview Dr
Distance between this listing and this school1.04 miles
Public Charter Grades PK-8
4
/10
Mildred C Wells Preparatory Academy
248 9th St
Distance between this listing and this school1.21 miles
Public Charter Grades KG-8
1
/10
Fair Plain Middle School
120 E Napier Ave
Distance between this listing and this school2.24 miles
Public District Grades 6-8
Nearby Schools
1
/10
Benton Harbor High School
870 Colfax Ave
Distance between this listing and this school1.46 miles
Public Magnet Grades 9-12
7
/10
St. Joseph High School
2521 Stadium Dr
Distance between this listing and this school1.66 miles
Public District Grades 9-12
3
/10
Career and Alternative Pathways to Education Center
636 Pipestone St
Distance between this listing and this school1.93 miles
The neighbors living near this home have an average income of $55,983. Typical income of Saint Joseph, MI residents is between $35k-100k annually. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 312 Water St # 14
What is the listing price of this property?
The listing price of 312 Water St # 14 property is $99,000.
What type of property is this?
The property 312 Water St # 14 is land located in Saint Joseph, Michigan, 49085.
Is this property for sale now?
Active Listing: 312 Water St # 14 is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $899 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 17, 2006 for $30,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 312 Water St # 14 in Saint Joseph, MI and zip code 49085. It has been listed on Rocket Homes since October 16, 2024 and is currently priced at $99,000.
In November 2024 more than 3 listings in Saint Joseph, MI were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 8 were sold below. The inventory of homes for sale in Saint Joseph, MI between October 2024 and November 2024 decreased by 8.9%. While the average time on the market in November 2024 was 38 days, the median list price was $310,000.
From Rocket Homes Real Estate and based on county public records data.