Beautifully updated 4-bed, 2-bath home with plenty of space & charm. As you arrive, you’ll notice the new roof. Refinished hardwood floors greet you in the living room and main-floor bedroom, while the kitchen boasts new flooring, refurbished cabinets, a granite countertop & antique chandelier! New light fixtures & ceiling fans. Main-floor laundry room offers convenience, and the dual furnaces and central air conditioning units keep you comfortable on both levels. The upstairs features newer carpeting and plenty of storage. The garage has been refreshed with new siding, garage door & a walk-in door. You can move right in.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$965
Per Month
Principal & Interest
$898
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$606
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Wilbur Wright Elementary School
1950 Washington St
Distance between this listing and this school0.43 miles
Public District Grades KG-6
4
/10
Eastwood Elementary School
806 S 22nd St
Distance between this listing and this school0.78 miles
Public District Grades PK-6
4
/10
Parker Elementary School
1819 Roosevelt Ave
Distance between this listing and this school1.33 miles
Public District Grades KG-6
Nearby Schools
5
/10
New Castle Middle School
601 Parkview Dr
Distance between this listing and this school1.60 miles
Public District Grades 7-8
7
/10
Shenandoah Middle School
5156 N Raider Rd
Distance between this listing and this school9.93 miles
Public District Grades 6-8
5
/10
Knightstown Intermediate School
1 Panther Trl
Distance between this listing and this school12.13 miles
Public District Grades 4-8
Nearby Schools
5
/10
New Castle High School
801 Parkview Dr
Distance between this listing and this school1.60 miles
Public District Grades 7-12
3
/10
Blue River Valley Jr-Sr High School
4741 Viking Trl
Distance between this listing and this school5.08 miles
Public District Grades 7-12
4
/10
Tri Junior-Senior High School
6972 S State Road 103
Distance between this listing and this school7.01 miles
The neighbors living near this home have an average income of $15,982. Most New Castle, IN residents have annual incomes less than $35k. The majority of families are single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 316 N 16th St
What is the listing price of this property?
The listing price of 316 N 16th St property is $179,900.
What type of property is this?
The property 316 N 16th St is a house located in New Castle, Indiana, 47362.
Is this property for sale now?
Active Listing: 316 N 16th St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2017 is $33 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 316 N 16th St has 4 bedrooms and 2 bathrooms.
Which year was this property built?
The year of construction for 316 N 16th St is 1900.
This home is located at 316 N 16th St in New Castle, IN and zip code 47362. This home was built in 1900. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 15, 2024 and is currently priced at $179,900.
In October 2024 more than 10 listings in New Castle, IN were sold above the asking price. During the same period more than 7 listings were sold at asking price, while more than 32 were sold below. The number of homes for sale in New Castle, IN increased by 4.7% between September 2024 and October 2024. Listings spent 44 days on the market in October 2024, and had a median list price of $152,400 during the same period.
From Rocket Homes Real Estate and based on county public records data.