319 N Cedar St, Monticello, IA, 52310

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

319 N Cedar St, Monticello$150,000

Buyer Closing Credits

$1,781^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached, Carport, Garage, Off Street, Garage Door Opener

Garage1 space

Year Built1920

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

MLS #2406183

Lot Size0.18 Acres

StatusActive

About 319 N Cedar St

Welcome to this charming 2-bedroom, 1-bathroom, 1.5-story home, where modern upgrades meet classic comfort. Step inside to discover brand-new flooring throughout, a beautifully updated kitchen, and a stylish new bathroom. Enjoy year-round comfort with a new furnace and AC. The spacious rooms offer plenty of room to relax and entertain. Don't miss this move-in-ready gem with all the contemporary touches you’ve been looking for!

View More

Property Details

Property Features

Property Information:

• Architectural Style: One and One Half Story
• Year Built: 1920
• Living Area: 1,309 SqFt

Listing Office:

• Office Name: Pinnacle Realty LLC
• Office Phone: (319) 393-0900
• Listing Agent: Carter Balentine

Interior Features

Interior Information:

• Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Washer
• Basement: Yes
• Interior: Dining Area, Separate/Formal Dining Room, Kitchen/Dining Combo, Main Level Primary

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Exterior Features

Parking Information:

• Garage Space: 1 space
• Parking: Attached, Carport, Garage, Off Street, Garage Door Opener

Virtual/3D Tour

• Virtual Tour: 319 N Cedar St

Virtual Tour

Lot Features

Lot Information:

• Lot Size: 0.18 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

Price Information

Listing Price Info

Price Summary:

• List Price: $150,000
• Price Per SqFt: $115/SqFt

Tax Information:

• Annual Amount: $912
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2406183

Listing Office:

• Office Name: Pinnacle Realty LLC
• Office Phone: (319) 393-0900
• Listing Agent: Carter Balentine

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/14/2024, 5:20:47 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Mar 02, 2020	Mar 02, 2020Home Sold	$106,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$912	$95,200
2020	$1,064	$53,920
2019	$1,408	$68,870
2018	$1,845	$68,870
2017	$1,320	$68,870

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$816

Per Month

Principal & Interest

$749

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$516

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Jones County›Monticello›52310›319 N Cedar St

This home is located at 319 N Cedar St in Monticello, IA and zip code 52310. This 1,309 square foot home, which was built in 1920, sits on a 0.18 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since September 06, 2024 and is currently priced at $150,000.

Over 3 listings were sold over their listed price in October 2024 in Jones County, IA. In the same period over 6 listings were sold below the listed price and 4 listings were sold for the listed price. The number of homes for sale in Jones County, IA decreased by 3.8% between September 2024 and October 2024. In October 2024 median list price was $165,500 and the average listing age was 43 days.

From Rocket Homes Real Estate and based on county public records data.