3190 Debby St, Memphis, TN, 38127

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

3190 Debby St, Memphis$225,000

Buyer Closing Credits

$2,672^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDriveway/Pad

Year Built2024

HeatingCentral

CoolingCentral Air

BasementYes

WaterfrontOther

MLS #10182177

Lot Size0.23 Acres

StatusActive

About 3190 Debby St

Brand-New 5 Bed, 2.5 Bath Home – Perfect for First-Time Buyers! This thoughtfully designed 1,800 heated sq. ft. new build in Memphis (38127) features a spacious open floor plan with a welcoming Great Room and modern Kitchen with a snack bar. The home offers 5 well-sized bedrooms and 2.5 bathrooms, including a primary suite with a master bath. Enjoy the front porch, ideal for relaxing, and a layout perfect.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 2024
• Stories: 1

Listing Office:

• Office Name: homecoin.com

Interior Features

Interior Information:

• Basement: Yes
• Flooring Type: Other (See REMARKS)

Bedroom and Bathroom Information:

• Partial Bathrooms: 1
• Full Bathrooms: 2
• Total Bedroom Count: 5

Exterior Features

Exterior Information:

• Waterfront: Other
• Exterior: Other (See REMARKS)

Parking Information:

• Parking: Driveway/Pad

Lot Features

Lot Information:

• Lot: Other
• Lot Size: 0.23 Acres

Utilities

Utilities Information:

• Heating: Central
• Cooling: Central Air

Other

Directions Information:

• Directions: From Frayser Blvd turn right to Debby St and dirve for 0.4 miles.

Price Information

Listing Price Info

Price Summary:

• List Price: $225,000

Tax Information:

• Annual Amount: $130
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Memphis, TN.

Memphis, TN

City

Med. Sold Price

$190.4K

# of Sold Homes

409

3190 Debby St vs Memphis

48 DAYS ON ROCKET

$225,000

+$34.5K More

KEY TAKEAWAY

This property is $34.5K more than the Median Sold Price in Memphis, TN.

Based on homes sold in October 2024

MLS Details

MLS Information:

• MLS Number: #10182177

Listing Office:

• Office Name: homecoin.com

Copyright© 2024 Memphis Area Association of REALTORS. The information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that the consumer may be interested in purchasing. Information deemed reliable, but is not guaranteed accurate. Some or all of the listings displayed may not belong to the firm whose web site is being visited.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/15/2024, 5:20:48 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Oct 24, 2005	Oct 24, 2005Home Sold	$65,000
Nov 18, 2004	Nov 18, 2004Home Sold	$33,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$130	$1,800
2020	$760	$1,800
2019	$760	$10,500
2018	$432	$10,500
2017	$503	$10,500

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,190

Per Month

Principal & Interest

$1,123

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$741

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Tennessee›Shelby County›Memphis›38127›3190 Debby St

This home is located at 3190 Debby St in Memphis, TN and zip code 38127 in the Alta Vista neighborhood. This home, which was built in 2024, sits on a 0.23 acre lot. Features: 5 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since September 27, 2024 and is currently priced at $225,000.

In October 2024 more than 53 listings in Memphis, TN were sold above the asking price. During the same period more than 103 listings were sold at asking price, while more than 252 were sold below. Between September 2024 and October 2024, Memphis, TN real estate market has seen increase in the number of listings by 22.4%.

From Rocket Homes Real Estate and based on county public records data.