Location, Location, Location! This residential city lot is located in the heart of town and only a short walk across the street to Whitehall public schools and the community pool around the corner. The opportunities are endless with this piece of property with potential to bring your home, build your home or investment property. Hook-ups are available and ready to go. You won't want to miss the opportunity to capture a great piece of land in the heart of town. Call today!
Property Details
Property Features
Listing Office:
Office Name: The Synergy Group
Office Phone: (406) 438-0140
Listing Agent: Philip T Shields
Lot Features
Lot Information:
Lot Size: 0.22 Acres
Other
Directions Information:
Directions: From Legion, head North on Division Street
Price Information
Listing Price Info
Price Summary:
List Price: $94,000
Tax Information:
Annual Amount: $240
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Whitehall, MT.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$537
Per Month
Principal & Interest
$470
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$348
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Whitehall Elementary School
401 N Division
Distance between this listing and this school0.09 miles
Public District Grades PK-5
5
/10
Hillcrest Elementary School
3000 Continental Dr
Distance between this listing and this school20.16 miles
Public District Grades KG-6
7
/10
Whittier Elementary School
2500 Sherman Ave
Distance between this listing and this school20.77 miles
Public District Grades KG-6
Nearby Schools
8
/10
Whitehall 6-8
401 N Division
Distance between this listing and this school0.09 miles
Public District Grades 6-8
4
/10
East Middle School
2600 Grand Ave
Distance between this listing and this school21.10 miles
Public District Grades 7-8
7
/10
Boulder 7-8 School
205 S Washington St
Distance between this listing and this school25.03 miles
Public District Grades 7-8
Nearby Schools
6
/10
Whitehall High School
1 Yellowstone Trl
Distance between this listing and this school0.09 miles
Public District Grades 9-12
4
/10
Butte High School
401 S Wyoming St
Distance between this listing and this school22.95 miles
Public District Grades 9-12
2
/10
Jefferson High School
312 S Main St
Distance between this listing and this school24.90 miles
The neighbors living near this home have an average income of $31,458. Most Whitehall, MT residents have annual incomes less than $35k. Residents typically live in single, no kids family. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 320 N Division St
What is the listing price of this property?
The listing price of 320 N Division St property is $94,000.
What type of property is this?
The property 320 N Division St is land located in Whitehall, Montana, 59759.
Is this property for sale now?
Active Listing: 320 N Division St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $240 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 320 N Division St in Whitehall, MT and zip code 59759. This home sits on a 0.22 acre lot. It has been listed on Rocket Homes since March 19, 2024 and is currently priced at $94,000.
In October 2024, from all listings sold in Whitehall, MT there were more than 0 sold above asking price, over 2 sold below and more than 1 were sold right at the asked price. Between September 2024 and October 2024, Whitehall, MT real estate market has seen decrease in the number of listings by 18.9%. In October 2024, listings were on the market for 194 days. During the same period, the median list price in this real estate market was $482,500.
From Rocket Homes Real Estate and based on county public records data.