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321 N Prospect St, Rockford, IL, 61107

$165,000

Home List Price

$1,959*

Closing Credit

3 Bedrooms
1 Full Bath, 1 Partial
1,834 SqFt
$90/SqFt
House

Location

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321 N Prospect St, Rockford$165,000

Buyer Closing Credits

$1,959*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
Garage2 spaces
Year Built1941
HeatingNatural Gas
CoolingCentral Air
BasementYes
MLS #12190071
StatusActive

About 321 N Prospect St

I'll be home for Christmas! The curb appeal will draw you in and the character of this 3 BR Cape Cod will make you want to stay. You'll appreciate the space of the gracious living room where the fireplace will add warmth to your fall & winter evenings. Fill the built-in bookshelves with your fav reads or display tchotchkes. French doors lead to an office or sitting room which overlooks the backyard. Dinners always taste better in the formal dining room. The bright kitchen has white cabinetry, space to sit and eat cereal and a newer dishwasher. Sweet slumber can be found upstairs in one of the 3 BRs including a large master with loads of closet space and built in desk/vanity. Hardwood floors, glass doorknobs, an arch over the tub, original bathroom tile, dormered windows and built-ins add even more charm. The fenced backyard has a patio for roasting marshmallows around a firepit - firepit not included. The yard also has several trees with beautiful blooms in the spring. Park your car in the 2 car garage and you won't have to sweep the snow off - the snow is coming. All appliances stay including washer/dryer. Get to entertainment, shopping and downtown events in minutes. Half bath conveniently located by back door. Don't wait because this house will be gone fast. Some images virtually staged.

Property Details

Property Features

Property Information:

  • Year Built: 1941
  • Living Area: 1,834 SqFt

Listing Office:

  • Office Name: Dickerson & Nieman Realtors - Rockford
  • Office Phone: (815) 227-5900
  • Listing Agent: Ann Brady

Interior Features

Interior Information:

  • Basement: Yes

Bedroom and Bathroom Information:

  • Partial Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bedroom Count: 3

Exterior Features

Parking Information:

  • Garage Space: 2 spaces
  • Attached Garage: No

Utilities

Utilities Information:

  • Heating: Natural Gas
  • Cooling: Central Air

Other

Directions Information:

  • Directions: STATE ST TO PROSPECT STREET

Price Information

Listing Price Info

Price Summary:

  • List Price: $165,000
  • Price Per SqFt: $90/SqFt

Tax Information:

  • Annual Amount: $4,227
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Rockford, IL.

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Rockford, IL

City

Med. Sold Price

$160K

Med. Price/SqFt

$109

Avg. Days On Market

22

# of Sold Homes

130

321 N Prospect St vs Rockford

47 DAYS ON ROCKET

+25 Days

$165,000

+$4.9K More

$90/SqFt

-$19 Less

KEY TAKEAWAY

This property is $4.9K more than the Median Sold Price and $19/SqFt less than other homes in Rockford, IL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: MRED
  • MLS Number: #12190071

Listing Office:

  • Office Name: Dickerson & Nieman Realtors - Rockford
  • Office Phone: (815) 227-5900
  • Listing Agent: Ann Brady

IDX Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.

All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX Copyright © 2024 Midwest Real Estate Data LLC (MRED). All rights reserved.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than the broker/agent who owns the website are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers.

All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.

Some properties which appear for sale on this website may subsequently have sold and may no longer be available. Information Deemed Reliable but Not Guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

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Copyright © 2024 Midwest Real Estate Data LLC (MRED). All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/3/2024, 1:15:54 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2020$4,227$38,872
2019$4,159$37,049
2018$4,067$34,917
2017$4,068$33,416

History based on county public records data.

Payment Calculator

$891

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$561

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-3503894
3
/10

  • Jackson Charter School

  • 315 Summit St

  • 0.28 miles

  • Public Charter Grades KG-5

school-card-donut-3503895
5
/10

  • Bloom Elementary School

  • 2912 Brendenwood Rd

  • 1.19 miles

  • Public District Grades KG-5

school-card-donut-3503896
1
/10

  • Constance Lane Elementary School

  • 620 Gregory St

  • 1.29 miles

  • Public District Grades KG-5

All data from GreatSchools

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $71,521. The most common annual income of people living in Rockford, IL is between $35k-100k. The most common type of family is single, no kids. Typical level of education for residents in this area is post secondary degree.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 321 N Prospect St

What is the listing price of this property?

The listing price of 321 N Prospect St property is $165,000.

What type of property is this?

The property 321 N Prospect St is a house located in Rockford, Illinois, 61107.

Is this property for sale now?

Active Listing: 321 N Prospect St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $4,227 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 321 N Prospect St has 3 bedrooms and 1 full and 1 half bathrooms.

What is the square footage of this property?

The property 321 N Prospect St is 1,834 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 321 N Prospect St is 1941.

Rocket Homes›Illinois›Winnebago County›Rockford›61107›321 N Prospect St

This home is located at 321 N Prospect St in Rockford, IL and zip code 61107 in the North Highland Square neighborhood. This 1,834 square foot home was built in 1941. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 17, 2024 and is currently priced at $165,000.

In November 2024 more than 48 listings in Rockford, IL were sold above the asking price. During the same period more than 29 listings were sold at asking price, while more than 53 were sold below. The inventory of homes for sale in Rockford, IL between October 2024 and November 2024 decreased by 8%. In November 2024, listings were on the market for 22 days. During the same period, the median list price in this real estate market was $160,084.

From Rocket Homes Real Estate and based on county public records data.

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