Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors,, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets and granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. 30 minutes to Charlotte & Airport. Low HOA. Easy Access to everything Lake Norman has to offer.
Property Details
Property Features
Property Information:
Architectural Style: Georgian
Year Built: 1997
Living Area: 6,285 SqFt
Listing Office:
Office Name: Southern Charm Properties
Office Phone: (704) 634-7077
Listing Agent: Elizabeth Horn
Interior Features
Interior Information:
Appliances: Microwave, Dishwasher, Disposal, Double Oven, Ice Maker, Electric Water Heater
Basement: No
Flooring Type: Carpet, Tile, Wood
Interior: Great Room, Arched Doorways, Ceiling Fan(s), Kitchen Island, Sauna, Separate Shower, Solid Surface Counter, Central Vacuum, Vaulted Ceiling(s), Wet Bar
Fireplace: Gas Log, Great Room
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 5
Total Bedroom Count: 5
Exterior Features
Exterior Information:
Exterior: Balcony, Gas Grill
Parking Information:
Garage Space: 3 spaces
Attached Garage: Yes
Parking: Driveway, Garage, Attached
Lot Features
Lot Information:
Lot: Level, Subdivision
Lot Size: 0.52 Acres
Utilities
Utilities Information:
Heating: Heat Pump, Zoned, Electric
Cooling: Central Air
Other
Directions Information:
Directions: Highway 16 to Left on Webbs Rd. Right on Burton. Follow to gate
Price Information
Listing Price Info
Price Summary:
List Price: $4,695,000
Price Per SqFt: $747/SqFt
HOA Fees:
Amount: $484
Frequency: Quarterly
Tax Information:
Annual Amount: $14,964
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Denver, NC.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$23.6K
Per Month
Principal & Interest
$23.4K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$161
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$14.1K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
St. James Elementary School
1774 Saint James Church Rd
Distance between this listing and this school2.86 miles
Public District Grades PK-5
8
/10
Rock Springs Elementary School
3633 N NC 16 Business Hwy
Distance between this listing and this school3.74 miles
Public District Grades PK-5
5
/10
Catawba Springs Elementary School
206 N Little Egypt Rd
Distance between this listing and this school4.27 miles
Public District Grades PK-5
Nearby Schools
5
/10
West Lake Preparatory Academy
537 N NC Business Highway 16
Distance between this listing and this school3.28 miles
Public Charter Grades KG-7
8
/10
Brawley Middle School
272 Forest Lake Blvd
Distance between this listing and this school5.44 miles
Public District Grades 6-8
8
/10
Davidson K-8 School
635 South St
Distance between this listing and this school6.82 miles
Public District Grades KG-8
Nearby Schools
9
/10
Lincoln Charter School
7834 Galway Ln
Distance between this listing and this school1.89 miles
Public Charter Grades KG-12
6
/10
East Lincoln High School
6471 NC 73 Hwy
Distance between this listing and this school4.52 miles
Public District Grades 9-12
7
/10
Langtree Charter Academy
154 Foundation Ct
Distance between this listing and this school6.48 miles
The neighbors living near this home have an average income of $110,813. The majority of Denver, NC residents have income between $100k-200k annually. The most common type of family is married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3446 Governors Island Dr
What is the listing price of this property?
The listing price of 3446 Governors Island Dr property is $4,695,000.
What type of property is this?
The property 3446 Governors Island Dr is a house located in Denver, North Carolina, 28037.
Is this property for sale now?
Active Listing: 3446 Governors Island Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $14,964 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on December 15, 2005 for $2,100,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 3446 Governors Island Dr has 5 bedrooms and 5 full and 1 half bathrooms.
What is the square footage of this property?
The property 3446 Governors Island Dr is 6,285 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 3446 Governors Island Dr is 1997.
Interested in 3446 Governors Island Dr? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3446 Governors Island Dr in Denver, NC and zip code 28037. This 6,285 square foot home, which was built in 1997, sits on a 0.52 acre lot. Features: 5 bedrooms, 6 bathrooms. It has been listed on Rocket Homes since July 27, 2024 and is currently priced at $4,695,000.
Denver, NC housing market in November 2024 saw over 6 listings sold above listed price, more than 6 sold at listed price and over 19 sold below. In November 2024 in Denver, NC there were 5.5% less homes for sale than in October 2024. In November 2024, listings were on the market for 68 days. During the same period, the median list price in this real estate market was $523,155.
From Rocket Homes Real Estate and based on county public records data.
Skiing/snowboarding
Skiing/snowboarding
PGA/LPGA
College Football
BJs Wholesale Club
Stein Mart
Best Buy
Panera
Cracker Barrel
Bob Evans
Infiniti
Lexus
Lincoln
Adult Hits
Oldies
News/Talk/Information