Gorgeous property to build your dream home with as little as 3.5% down! Welcome to San Vicente Terrace where you will find over half an acre (0.637) of buildable land in Bonny Doon for sale. This tranquil property backs up to San Vicente Creek and the majority of it is flat. It has recently received pre-clearance from the County for up to a 2577 SF home, after the 3 bed/3bath farmhouse burned down in the CZU fires. A lot of heavy lifting has already been done - existing well and septic are cleared by county and there is a paved road for access. A preliminary drawing done by seller is available, for a multi-level dwelling that could be built into the hillside to maximize privacy and usable yard space. Property is adjacent to San Vicente Redwoods Preserve which offers over 8000 acres of hiking, leading to the sea. San Vicente Terrace is a fantastic neighborhood with a strong sense of community, where many homes are already being rebuilt or already completed. Ask your agent or lender about the possibility to purchase with a "203H-FHA renovation loan" with only 3.5% down and the ability to finance the construction!!!
Property Details
Property Features
Listing Office:
Office Name: Revest Homes, Inc.
Office Phone: (831) 200-8722
Listing Agent: Ace Woods
Lot Features
Lot Information:
Lot Size: 0.64 Acres
Price Information
Listing Price Info
Price Summary:
List Price: $299,000
Tax Information:
Annual Amount: $2,891
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Santa Cruz, CA.
This property is $1.0M less than the Median Sold Price in Santa Cruz, CA.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: CRMLS
MLS Number: #ML81963547
Listing Office:
Office Name: Revest Homes, Inc.
Office Phone: (831) 200-8722
Listing Agent: Ace Woods
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.
The information being provided by California Regional Multiple Listing Service, Inc. (“CRMLS”) is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Any information relating to a property referenced on this web site comes from CRMLS. Properties may or may not be listed by the office/agent presenting the information. Real estate listings held by brokerage firms other than this broker are marked with the Internet Data Exchange logo and detailed information about them includes the names of the listing brokers and listing agents. MLS search engine provided by IHR Technology Services. This data is updated every 2 hours. Some properties appearing for sale on this display may subsequently have sold and may no longer be available. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/17/2024, 4:20:53 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Oct 23, 2014
Oct 23, 2014Home Sold
$739,000
Apr 28, 1997
Apr 28, 1997Home Sold
$210,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2021
$2,891
$246,159
2020
$9,291
$812,116
2019
$8,777
$796,192
2018
$8,778
$780,580
2017
$8,649
$765,275
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,560
Per Month
Principal & Interest
$1,493
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$963
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Boulder Creek Elementary
400 W Lomond St
Distance between this listing and this school1.80 miles
Public District Grades KG-5
5
/10
Bonny Doon Elementary School
1492 Pine Flat Rd
Distance between this listing and this school2.83 miles
Public District Grades KG-6
5
/10
San Lorenzo Valley Elementary
7155 Highway 9
Distance between this listing and this school4.31 miles
Public District Grades KG-5
Nearby Schools
4
/10
San Lorenzo Valley Middle School
7179 Hacienda Way
Distance between this listing and this school4.29 miles
Public District Grades 6-8
7
/10
Scotts Valley Middle School
8 Bean Creek Rd
Distance between this listing and this school7.68 miles
Public District Grades 6-8
6
/10
Mission Hill Middle School
425 King St
Distance between this listing and this school10.59 miles
Public District Grades 6-8
Nearby Schools
8
/10
Slvusd Charter
7101 Highway 9
Distance between this listing and this school4.36 miles
Public Charter Grades KG-12
8
/10
San Lorenzo Valley High School
7105 Highway 9
Distance between this listing and this school4.41 miles
Public District Grades 9-12
7
/10
Ocean Grove Charter
16900 N Highway Nine
Distance between this listing and this school4.64 miles
The neighbors living near this home have an average income of $101,187. Residents of Santa Cruz, CA typically earn between $100k-200k each year. Residents typically live in single, no kids family. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 345 San Vicente Ter
What is the listing price of this property?
The listing price of 345 San Vicente Ter property is $299,000.
What type of property is this?
The property 345 San Vicente Ter is land located in Santa Cruz, California, 95060.
Is this property for sale now?
Active Listing: 345 San Vicente Ter is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $2,891 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on October 23, 2014 for $739,000. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 345 San Vicente Ter in Santa Cruz, CA and zip code 95060 in the Summit Park neighborhood. This home sits on a 0.64 acre lot. It has been listed on Rocket Homes since April 30, 2024 and is currently priced at $299,000.
Santa Cruz, CA housing market in October 2024 saw over 15 listings sold above listed price, more than 12 sold at listed price and over 11 sold below. Between September 2024 and October 2024, Santa Cruz, CA real estate market has seen increase in the number of listings by 22.5%. Listings spent 45 days on the market in October 2024, and had a median list price of $1,350,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. The data contained herein is copyrighted by CRMLS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. 
Hunting
Hunting
NASCAR
Major League Soccer (MLS)
Dillards
Dick's Sporting Goods
Wal-Mart
Cracker Barrel
Texas Roadhouse
Hardee's
Cadillac
Subaru
Ram
News/Talk/Information
New Country
Classic Country