This 3-story Charleston-style home on Lake Murray was designed to be cozy & efficient. Situated on .55 ac of land in Palmetto Pointe in Saluda County, the property runs to the 360 ft contour. No dock allowed, but you can beach a boat & have the perfect access for kayaks & paddle boards. Don’t want to beach the boat? No problem; a spot in dry storage is paid for you through 12/2027. Palmetto Pointe offers a lg community boat ramp w/courtesy dock & parking area, paved roads & green spaces. At home, enjoy a plunge in the 8.5 x 17 saltwater pool w/built-in loungers. Observe the sights & sounds of nature from inside, outside, or from either of the 12 x 24 covered porches, both w/ceiling fans. Great blue heron, eagles, ducks, geese, purple martins, butterflies & all sorts of wildlife can be observed. This home has public water w/whole house filtration system to remove any sediment & charcoal filters to improve taste. A timer on the H2O heater shuts power during MCEC peak hrs. 9 ft ceilings-main; 8 ft-2nd floor; 10 ft-lower level. LR has propane gas log FP; KIT has granite counters, soft-close cabinets, tile backsplash, recessed lights, Alexa automated lighting, custom-designed pantry, exhaust fan that vents outside, stainless steel appliances, eating area & bar w/seating. Main level primary BR has 2 closets; one is currently the laundry closet & the other is a small, custom-built closet. There are 2 lg closets off the upstairs office/sitting area & attic access via upstairs BRs & pull-down stairs. Lower level has living area, kitchenette & full BA. This home has a dual zoned heat pump & Lennox mini split. 1 car garage has hanging storage racks. 21 min or less from big box stores in Batesburg-Leesville, restaurants & a popular distillery. Whether you enjoy temps rarely below 24 degrees or above 98 degrees F, being where you can get to the beach or mtns in less than 2.5 hrs, fishing for striped bass, largemouth bass, bream, & crappie in a 50,000 ac lake that is nationally & internationally recognized as a top fishing destination, a low cost of living & a high quality of living, or just enjoying southern hospitality, this is it!