3690 Birch Hill Rd, Silver Bay, MN, 55614

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

3690 Birch Hill Rd, Silver Bay$260,000

Buyer Closing Credits

$3,088^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingDetached

Garage2 spaces

Year Built2012

HeatingForced Air, Propane

ViewPanoramic

MLS #6117346

Lot Size10.00 Acres

StatusActive
(ACTIVE)

About 3690 Birch Hill Rd

Nice secluded area and still within in a nice distance to town. One Level 2 bedroom with decks and beautiful wilderness to view out your windows. There are several out buildings including a chicken coop, garage, lean too and another shed. Nice circle drive with parking. Deck has a hot tub with beautiful fall views up the ridge. House is a modern, updated quality. Crawlspace has been encapsulated with vapor barrier that contains a lifetime warranty! Live in the Great Northern MN woods and an affordable price.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Ranch/Rambler
• Year Built: 2012
• Stories: 1
• Living Area: 816 SqFt

Listing Office:

• Office Name: RE/MAX Professionals - Two Harbors
• Listing Agent: Sue Bott

Interior Features

Interior Information:

• Appliances: Dryer, Freezer, Range, Refrigerator, Washer

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• View: Panoramic
• Exterior: Fenced Yard - Partial

Parking Information:

• Garage Space: 2 spaces
• Attached Garage: No
• Parking: Detached

Lot Features

Lot Information:

• Lot: Some Trees, Pond
• Lot Size: 10.00 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Propane

Other

Directions Information:

• Directions: Up Lax Lake Rd off Hwy 61 in Beaver Bay, Left on Hwy 3, Left on Birch Valley RD to Right on Birch Hill Rd to property

Price Information

Listing Price Info

Price Summary:

• List Price: $260,000
• Price Per SqFt: $319/SqFt

Tax Information:

• Annual Amount: $52
• Tax Year: 2021

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Silver Bay, MN.

Silver Bay, MN

City

Med. Sold Price

$149K

Med. Price/SqFt

$146

Avg. Days On Market

62

# of Sold Homes

9

3690 Birch Hill Rd vs Silver Bay

8 DAYS ON ROCKET

-54 Days

$260,000

+$111K More

$319/SqFt

+$172 More

KEY TAKEAWAY

This property is $111K more than the Median Sold Price and $172/SqFt more than other homes in Silver Bay, MN.

Based on homes sold in December 2024

MLS Details

MLS Information:

• MLS Number: #6117346

Listing Office:

• Office Name: RE/MAX Professionals - Two Harbors
• Listing Agent: Sue Bott

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Information is supplied by seller and other third parties and has not been verified. ©2025 Lake Superior Area REALTORS® MLS - All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/8/2025, 1:20:53 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Jun 13, 2013	Jun 13, 2013Home Sold	$29,500
Jun 18, 2012	Jun 18, 2012Home Sold	$29,500

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	$52	$130,100
2020	$52	$65,700
2018	$536	$114,800
2017	$453	$114,900

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,365

Per Month

Principal & Interest

$1,298

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$846

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Minnesota›Lake County›Silver Bay›55614›3690 Birch Hill Rd

This home is located at 3690 Birch Hill Rd in Silver Bay, MN and zip code 55614. This 816 square foot home, which was built in 2012, sits on a 10.00 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since December 30, 2024 and is currently priced at $260,000.

While more than 3 listings in Silver Bay, MN in December 2024 were sold above asking price, there were more than 1 listings sold at asking price, and more than 5 were sold below. The median list price of listings available in December 2024 was $149,000, while the average time on the real estate market was 62 days.

From Rocket Homes Real Estate and based on county public records data.