4% owner financing with 20% down for three years offers a developer a low cost to carry having time to complete a home before the loan term ends! Welcome to an exceptional opportunity to own a breathtaking waterfront lot in Panama City. With its idyllic setting featuring mature oak trees adorned with Spanish moss and unparalleled views, this vacant lot presents an incredible canvas for you to create your dream waterfront retreat. Situated on Shoreline Circle, this lot boasts a prime waterfront position, offering stunning panoramic views of Pretty Bayou. Located just nine miles by boat to the Gulf of Mexico, this property is perfect for boating enthusiasts. Indulge in a myriad of activities such as boating, fishing, kayaking, or simply lounging on your private dock. Savor the gentle breeze 80 feet on the water with a natural shoreline and a salvagable dock. This is a rare opportunity to own a piece of waterfront property in such a sought-after location. Whether you envision a serene retreat or an active lifestyle filled with water sports, this lot offers the perfect setting for your future home.
Property Details
Property Features
Listing Office:
Office Name: Scenic Sothebys International Realty
Office Email: will@scenicsir.com
Listing Agent: Jabbour Luxury Group
Exterior Features
Exterior Information:
Private Pool: No
Waterfront: Bayou
View: Bayou, Bay
Lot Features
Lot Information:
Lot: Within 1/2 Mile to Water, See Remarks, Build To Suit
Lot Size: 0.28 Acres
Other
Directions Information:
Directions: Take 23rd Street, turn north on Michigan Avenue, at the end of Michigan Avenue take a right onto Shoreline Circle. Vacant lot will be on the left and is waterfront on Pretty Bayou.
Price Information
Listing Price Info
Price Summary:
List Price: $549,000
Tax Information:
Annual Amount: $1,729
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City, FL.
This property is $209.7K more than the Median Sold Price in Panama City, FL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: Emerald Coast Association of REALTORS®
MLS Number: #954372
Listing Office:
Office Name: Scenic Sothebys International Realty
Office Email: will@scenicsir.com
Listing Agent: Jabbour Luxury Group
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/22/2024, 11:51:07 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$1,729
$140,543
2018
-
$220,802
2017
-
$227,305
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,808
Per Month
Principal & Interest
$2,741
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,712
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Lucille Moore Elementary School
1900 Michigan Ave
Distance between this listing and this school1.14 miles
Public District Grades PK-5
4
/10
Northside Elementary School
2001 Northside Dr
Distance between this listing and this school1.97 miles
Public District Grades PK-5
1
/10
St. Andrew School at Oakland Terrace
2010 W 12th St
Distance between this listing and this school2.19 miles
Public District Grades PK-5
Nearby Schools
10
/10
University Academy Sabl Inc
1980 Discovery Loop
Distance between this listing and this school1.47 miles
Public Charter Grades KG-8
4
/10
Jinks Middle School
600 W 11th St
Distance between this listing and this school3.11 miles
Public District Grades 6-8
4
/10
Mowat Middle School
1903 W Highway 390
Distance between this listing and this school3.56 miles
Public District Grades 6-8
Nearby Schools
7
/10
Rising Leaders Academy
1527 Lincoln Ave
Distance between this listing and this school1.83 miles
Public Charter Grades KG-12
1
/10
Central High School
1250 W 17th St
Distance between this listing and this school2.06 miles
Public Charter Grades 9-12
7
/10
Bay Virtual Franchise
1515 June Ave
Distance between this listing and this school2.31 miles
The neighbors living near this home have an average income of $100,617. Typical income of Panama City, FL residents is between $35k-100k annually. The most common type of family is married, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3713 Shoreline Cir
What is the listing price of this property?
The listing price of 3713 Shoreline Cir property is $549,000.
What type of property is this?
The property 3713 Shoreline Cir is land located in Panama City, Florida, 32405.
Is this property for sale now?
Active Listing: 3713 Shoreline Cir is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,729 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3713 Shoreline Cir in Panama City, FL and zip code 32405 in the Shoreline Properties Subdivision neighborhood. This home sits on a 0.28 acre lot. It has been listed on Rocket Homes since July 11, 2024 and is currently priced at $549,000.
While more than 13 listings in Panama City, FL in November 2024 were sold above asking price, there were more than 33 listings sold at asking price, and more than 120 were sold below. The inventory of homes for sale in Panama City, FL between October 2024 and November 2024 decreased by 3.9%. Listings spent 79 days on the market in November 2024, and had a median list price of $339,223 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Hiking/backpacking
Hiking/backpacking
Skiing/snowboarding
PGA/LPGA
Nordstrom Rack
Nordstrom
Stein Mart
Chipotle
California Pizza Kitchen
Bonefish Grill
Mazda
BMW
Lincoln
Rock
Talk/Personality
Classical