Nestled in the scenic Montana countryside just outside Polson, this 4.97-acre property offers the perfect canvas for your dream home. With breathtaking Mission Mountain views, a build-ready landscape, and proximity to Flathead Lake, it’s a haven for outdoor enthusiasts. Located just five minutes from the lake and within 90 minutes of Glacier National Park, Missoula, Whitefish Ski Resort, and Kalispell, the property combines serene living with convenient access to Montana’s top destinations. Enjoy year-round recreation, including hunting, fishing, camping, boating, and skiing. With a drilled well already in place, this expansive land provides a rare opportunity to create a custom home in one of the most picturesque regions in the United States. Listing Agent has ownership in the property. Contact Shawna Duval (406) 261-9623 or your real estate professional.
Property Details
Property Features
Listing Office:
Office Name: Coldwell Banker Landstar Properties
Office Phone: (406) 309-6636
Listing Agent: Shawna Duval
Exterior Features
Exterior Information:
View: Mountain(s)
Lot Features
Lot Information:
Lot Size: 4.97 Acres
Other
Directions Information:
Directions: From Downtown Polson: Head West on 93. Left on Stone Horse Dr. Left on Kylie Dr. Left of Ruffian. Property on Right.
Price Information
Listing Price Info
Price Summary:
List Price: $329,900
HOA Fees:
Amount: $100
Frequency: Annually
Tax Information:
Annual Amount: $395
Tax Year: 2021
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Polson, MT.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,722
Per Month
Principal & Interest
$1,647
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$8
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,056
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Linderman School
312 4th Ave E
Distance between this listing and this school1.92 miles
Public District Grades 2-4
4
/10
Pablo Elementary School
42080 4th Ave E
Distance between this listing and this school8.05 miles
Public District Grades PK-4
3
/10
K William Harvey Elementary School
221 4th Ave NW
Distance between this listing and this school12.70 miles
Public District Grades PK-4
Nearby Schools
5
/10
Polson Middle School
1602 2nd St W
Distance between this listing and this school2.13 miles
Public District Grades 7-8
4
/10
Ronan Middle School
35885 Round Butte Rd
Distance between this listing and this school12.87 miles
Public District Grades 7-8
5
/10
Bigfork 7-8
600 Commerce St
Distance between this listing and this school25.37 miles
Public District Grades 7-8
Nearby Schools
7
/10
Polson High School
1712 2nd St W
Distance between this listing and this school2.26 miles
Public District Grades 9-12
1
/10
Two Eagle River School
58020 US-93
Distance between this listing and this school8.24 miles
Public District Grades 8-12
3
/10
Ronan High School
130 3rd Ave NW
Distance between this listing and this school12.81 miles
The neighbors living near this home have an average income of $73,011. Typical income of Polson, MT residents is between $35k-100k annually. Residents typically live in married, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Living In Polson, MT
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Polson, MT?
Polson, Lake, Montana, offers a picturesque housing market with a focus on single-family homes that capture the essence of lakeside living. The architectural styles range from rustic log cabins to contemporary homes, with many properties offering stunning views of Flathead Lake and the Mission Mountains. While the majority of the housing stock consists of single-family residences, there are also opportunities for condominium living, particularly near the lakefront, providing options for different lifestyles and preferences.
Is Polson, MT a good place to live?
Polson prides itself on its serene lake town atmosphere, where the pace of life is dictated by the natural beauty of its surroundings. The community is celebrated for its outdoor recreational opportunities, including boating, fishing, and hiking, which are central to the local lifestyle. Annual events like the Flathead Cherry Festival highlight the town's agricultural heritage and foster a sense of community among residents and visitors alike.
Are things conveniently located in Polson, MT?
The town of Polson is equipped with essential services to cater to the needs of its residents. The educational system includes several public schools, offering primary and secondary education, and a community college that serves as a hub for higher learning and vocational training. Healthcare is provided by a local hospital and a selection of clinics, ensuring access to medical services. The town also features a public library, a variety of retail shops, and dining establishments that range from cozy cafes to fine dining, reflecting the local culture and cuisine.
What does the transportation in Polson, MT look like?
Transportation in Polson is primarily oriented towards private vehicles, with a network of roads that connect residents to nearby cities and attractions. Public transit options are limited, but the town does provide some community transportation services for residents. The area is known for its walkable downtown core, where locals and visitors can enjoy easy access to shops, restaurants, and the waterfront. For those looking to explore the natural beauty of the region, there are bike-friendly routes that offer scenic rides along the lake and through the countryside.
Frequently Asked Questions About 38 Ruffian Dr
What is the listing price of this property?
The listing price of 38 Ruffian Dr property is $329,900.
What type of property is this?
The property 38 Ruffian Dr is land located in Polson, Montana, 59860.
Is this property for sale now?
Active Listing: 38 Ruffian Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $395 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 38 Ruffian Dr in Polson, MT and zip code 59860. This home sits on a 4.97 acre lot. It has been listed on Rocket Homes since November 15, 2024 and is currently priced at $329,900.
In November 2024, from all listings sold in Polson, MT there were more than 3 sold above asking price, over 10 sold below and more than 0 were sold right at the asked price. The number of listings in Polson, MT decreased by 3.8% between October 2024 and November 2024. In November 2024 median list price was $525,000 and the average listing age was 124 days.
From Rocket Homes Real Estate and based on county public records data.