392 15th St SE, Cedar Rapids, IA, 52403

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

392 15th St SE, Cedar Rapids$134,950

Buyer Closing Credits

$1,603^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingOff Street

Year Built1906

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

MLS #2408072

StatusActive

About 392 15th St SE

& 142230101900000 Sale includes 2 parcels the residence at 392 15th and the vacant lot that adjoins the house. Refurbished 4 bedroom home ready to move into. Buyer must be owner occupant and have income no higher than 80% of median income for the area. See graph in supplements. Home buyer application must be completed and approved after an offer is accepted. Go to Hopecda.org to learn more about the group who has refurbished 25-30 homes in the Wellington Heights neigborhood.

View More

Property Details

Property Features

Property Information:

• Year Built: 1906
• Living Area: 2,040 SqFt

Listing Office:

• Office Name: SKOGMAN REALTY COMMERCIAL
• Office Phone: (319) 363-8286
• Listing Agent: Terry Knake

Interior Features

Interior Information:

• Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Washer
• Basement: Yes
• Interior: Dining Area, Separate/Formal Dining Room, Main Level Primary

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 4

Exterior Features

Parking Information:

• Parking: Off Street

Virtual/3D Tour

• Virtual Tour: 392 15th St SE

Virtual Tour

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

Price Information

Listing Price Info

Price Summary:

• List Price: $134,950
• Price Per SqFt: $66/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Cedar Rapids, IA.

Cedar Rapids, IA

City

Med. Sold Price

$198.4K

Med. Price/SqFt

$128

Avg. Days On Market

37

# of Sold Homes

151

392 15th St SE vs Cedar Rapids

21 DAYS ON ROCKET

-16 Days

$134,950

-$63.5K Less

$66/SqFt

-$62 Less

KEY TAKEAWAY

This property is $63.5K less than the Median Sold Price and $62/SqFt less than other homes in Cedar Rapids, IA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2408072

Listing Office:

• Office Name: SKOGMAN REALTY COMMERCIAL
• Office Phone: (319) 363-8286
• Listing Agent: Terry Knake

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/18/2024, 5:20:49 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	-	-

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$741

Per Month

Principal & Interest

$674

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$471

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Linn County›Cedar Rapids›52403›392 15th St SE

This home is located at 392 15th St SE in Cedar Rapids, IA and zip code 52403 in the Wellington Heights neighborhood. This 2,040 square foot home was built in 1906. Features: 4 bedrooms, 1 bathroom. It has been listed on Rocket Homes since November 26, 2024 and is currently priced at $134,950.

While more than 32 listings in Cedar Rapids, IA in November 2024 were sold above asking price, there were more than 35 listings sold at asking price, and more than 84 were sold below. In November 2024 in Cedar Rapids, IA there were 7.3% less homes for sale than in October 2024. In November 2024 median list price was $198,485 and the average listing age was 37 days.

From Rocket Homes Real Estate and based on county public records data.