Welcome to Surfwood! This extra wide lot is located at the end of a Cut-de-sac with stunning views of a smaller valley of trees. This 2.1 acre property is located between Harbor Springs and Good Hart and offers access to 1100 feet of sandy beach, tennis courts and underground utilities. Build your dream home in this private association which offers stunning beach access. Call for for information today!
Property Details
Property Features
Listing Office:
Office Name: Berkshire Hathaway HomeServices Michigan Real Estate - HS
Listing Agent: Taylor Wager
Lot Features
Lot Information:
Lot: Electric Fence, Level
Lot Size: 2.10 Acres
School Info
Assigned Schools Information:
Harbor Springs High School, Public District Grades 9-12
Harbor Springs Middle School, Public District Grades 6-8
Other
Directions Information:
Directions: From Harbor Springs, follow M-119 north to Surfwood gatehouse entrance; continue to Topside Drive; lot is on the left of the cup-de-sac.
Price Information
Listing Price Info
Price Summary:
List Price: $115,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Harbor Springs, MI.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$641
Per Month
Principal & Interest
$574
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$411
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Middle School
6
/10
Harbor Springs Middle School
800 S State Rd
Distance between this listing and this school6.33 miles
Public District Grades 6-8
High School
6
/10
Harbor Springs High School
327 E Bluff Dr
Distance between this listing and this school6.65 miles
Public District Grades 9-12
Nearby Schools
9
/10
Lincoln School
616 Connable Ave
Distance between this listing and this school10.32 miles
Public Magnet Grades KG-5
7
/10
Central Elementary School
410 State St
Distance between this listing and this school10.68 miles
Public Magnet Grades PK-5
8
/10
Sheridan School
1415 Howard St
Distance between this listing and this school11.20 miles
Public Magnet Grades KG-5
Assigned Schools
6
/10
Harbor Springs Middle School
800 S State Rd
Distance between this listing and this school6.33 miles
Public District Grades 6-8
Nearby Schools
7
/10
Petoskey Middle School
801 Northmen Dr
Distance between this listing and this school11.53 miles
Public Magnet Grades 6-8
6
/10
Boyne City Middle School
1025 Boyne Ave
Distance between this listing and this school20.19 miles
Public District Grades 5-8
Assigned Schools
6
/10
Harbor Springs High School
327 E Bluff Dr
Distance between this listing and this school6.65 miles
Public District Grades 9-12
Nearby Schools
8
/10
Petoskey High School
1500 Hill St
Distance between this listing and this school11.31 miles
Public Magnet Grades 9-12
6
/10
Concord Academy-Petoskey
2468 Atkins Rd
Distance between this listing and this school12.40 miles
The neighbors living near this home have an average income of $60,656. Most Harbor Springs, MI residents have annual incomes between $35k-100k. Most families are married, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 3929 Topside Dr
What is the listing price of this property?
The listing price of 3929 Topside Dr property is $115,000.
What type of property is this?
The property 3929 Topside Dr is land located in Harbor Springs, Michigan, 49740.
Is this property for sale now?
Active Listing: 3929 Topside Dr is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 3929 Topside Dr are: Harbor Springs Middle School: GreatSchools Rating 6/10Harbor Springs High School: GreatSchools Rating 6/10
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 3929 Topside Dr in Harbor Springs, MI and zip code 49740. This home sits on a 2.10 acre lot. It has been listed on Rocket Homes since September 14, 2024 and is currently priced at $115,000.
In October 2024 more than 3 listings in Harbor Springs, MI were sold above the asking price. During the same period more than 3 listings were sold at asking price, while more than 8 were sold below. The number of homes for sale in Harbor Springs, MI decreased by 9.3% between September 2024 and October 2024. The median list price of listings available in October 2024 was $535,000, while the average time on the real estate market was 74 days.
From Rocket Homes Real Estate and based on county public records data.