Ready to build -- bring your plans and get started! A stunning waterfront homesite in Spinnaker Point views with dock already in-place with a boat lift installed. Situated on the deep, serene waters of Smith Creek, this lot offers direct access to the Neuse River and beyond, providing quick and easy entry to the Intracoastal Waterway (ICW) for all your boating adventures.Located in a quiet, well-established neighborhood, Spinnaker Point is just minutes from the charming Village of Oriental, renowned as the Sailing Capital of the Carolina's. The wooded topiary, featuring a mix of pine and hardwoods, adds a layer of privacy and natural beauty to the property. dock has two water spigots with winter shutoff and drain capabilities. The dock is top grade concrete slats with a step down kayak platform along with 30 amp and 15 amp power outlets installed.. Heavy-duty 16k Tide Tamer Boat lift is also in-place (installed in 2022) .. giving you immediate, convenient access to get out and enjoy time out on the water! Homesite is already equipped with a 3-bedroom septic system, streamlining the process of building your dream home. The home site has already been cleared with water line tapped in and electric to the lot. Temporary power accessible via a 30 amp RV connection complete with parking pad. Water connection has also been ran to three yard spigots on the property. Newly installed shed (2024) is equipped with power access and automatic lights.Enjoy the convenience of being only a short drive from downtown Oriental, where you'll find local restaurants, shops, and the town's grocery store.Our inner banks region is a haven for boating, fishing, and hunting enthusiasts, offering year-round access to the Neuse River's seven-mile expanse, the Intracoastal Waterway, and the picturesque coastal towns and anchorages of the Pamlico Sound.This exceptional property combines the best of waterfront living with proximity to a vibrant community.
Directions: Head north on Broad St/NC-55 W - Turn onto Kershaw Rd. In 1.0 mi Turn left onto Teaches Cove Rd. Continue for 1.0 mi then Turn left onto Smith Creek Rd. After 0.4 mi, homesite will be on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $225,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Oriental, NC.
This property is $224.9K less than the Median Sold Price in Oriental, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #100458493
Listing Office:
Office Name: Beth Frazer & Associates
Copyright 2024 North Carolina Regional MLS LLC. All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC (NCRMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/23/2024, 7:20:52 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,190
Per Month
Principal & Interest
$1,123
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$741
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Pamlico County Primary School
323 Neals Creek Rd
Distance between this listing and this school8.17 miles
Public District Grades PK-3
4
/10
Fred a Anderson Elementary School
515 Anderson Dr
Distance between this listing and this school8.18 miles
Public District Grades 4-5
5
/10
Roger Bell New Tech Academy
804 Fontana Blvd
Distance between this listing and this school14.60 miles
Public District Grades KG-5
Nearby Schools
5
/10
Pamlico County Middle School
15526 NC Highway 55
Distance between this listing and this school7.68 miles
Public District Grades 6-8
8
/10
Tucker Creek Middle School
200 Sermons Blvd
Distance between this listing and this school15.09 miles
Public District Grades 6-8
3
/10
Havelock Middle School
102 Middle School Ln
Distance between this listing and this school15.47 miles
Public District Grades 6-8
Nearby Schools
4
/10
Arapahoe Charter School
9005 NC Highway 306 S
Distance between this listing and this school6.70 miles
Public Charter Grades KG-12
6
/10
Pamlico County High School
601 Main St
Distance between this listing and this school8.36 miles
Public District Grades 9-12
5
/10
Havelock High School
101 Webb Blvd
Distance between this listing and this school15.13 miles
The neighbors living near this home have an average income of $58,242. Residents of Oriental, NC typically earn between $35k-100k each year. Most families are married, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 398 Smith Creek Rd Lot 1
What is the listing price of this property?
The listing price of 398 Smith Creek Rd Lot 1 property is $225,000.
What type of property is this?
The property 398 Smith Creek Rd Lot 1 is land located in Oriental, North Carolina, 28571.
Is this property for sale now?
Active Listing: 398 Smith Creek Rd Lot 1 is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property 398 Smith Creek Rd Lot 1 is 0.70 acres.
Interested in 398 Smith Creek Rd Lot 1? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 398 Smith Creek Rd Lot 1 in Oriental, NC and zip code 28571. This home sits on a 0.70 acre lot. It has been listed on Rocket Homes since July 31, 2024 and is currently priced at $225,000.
Over 0 listings were sold over their listed price in October 2024 in Oriental, NC. In the same period over 5 listings were sold below the listed price and 1 listings were sold for the listed price. The inventory of homes for sale in Oriental, NC between September 2024 and October 2024 increased by 3.8%. In October 2024, listings were on the market for 58 days. During the same period, the median list price in this real estate market was $449,900.
From Rocket Homes Real Estate and based on county public records data.