This 2.50-acre parcel of vacant land is a hidden gem in the beautiful Palatka region. Situated west of Dreamfields Plantation, this property is the perfect canvas for building your dream home. Nestled in a tranquil neighborhood, this serene location offers peace and privacy, making it an ideal spot to settle down and create your own haven. With no existing structures on the land, you have the freedom to customize your home according to your vision. It is recommended that you conduct due diligence to ensure that the land is suitable for your needs. Don't miss this opportunity to own a slice of paradise in Palatka!
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$617
Per Month
Principal & Interest
$550
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$396
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
James A. Long Elementary School
1400 Old Jacksonville Rd
Distance between this listing and this school8.24 miles
Public District Grades PK-5
3
/10
South Woods Elementary School
4750 State Road 206 W
Distance between this listing and this school8.58 miles
Public District Grades PK-5
3
/10
Moseley Elementary School
1100 Husson Ave
Distance between this listing and this school10.01 miles
Public District Grades PK-5
Nearby Schools
3
/10
Putnam Academy of Arts and Sciences
310 S Palm Ave
Distance between this listing and this school9.70 miles
Public Charter Grades 6-8
8
/10
Pacetti Bay Middle School
245 Meadowlark Ln
Distance between this listing and this school13.12 miles
Public District Grades 6-8
8
/10
Mill Creek Academy
3750 International Golf Pkwy
Distance between this listing and this school14.71 miles
Public District Grades KG-8
Nearby Schools
5
/10
Putnam Virtual Franchise
200 Reid St
Distance between this listing and this school8.94 miles
Public District Grades KG-12
2
/10
Putnam Edge High School
200 S 7th St
Distance between this listing and this school9.16 miles
Public Charter Grades 9-12
2
/10
Palatka High School
302 Mellon Rd
Distance between this listing and this school9.91 miles
The neighbors living near this home have an average income of $54,911. Typical income of Palatka, FL residents is between $35k-100k annually. Typical family type is married, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 399 Palmetto Bluff Rd
What is the listing price of this property?
The listing price of 399 Palmetto Bluff Rd property is $110,000.
What type of property is this?
The property 399 Palmetto Bluff Rd is land located in Palatka, Florida, 32177.
Is this property for sale now?
Active Listing: 399 Palmetto Bluff Rd is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $370 (source: MLS/based on county public records data).
How much acreage is this property?
The property 399 Palmetto Bluff Rd is 2.50 acres.
Interested in 399 Palmetto Bluff Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 399 Palmetto Bluff Rd in Palatka, FL and zip code 32177. This home sits on a 2.50 acre lot. It has been listed on Rocket Homes since September 08, 2022 and is currently priced at $110,000.
In November 2024 more than 0 listings in Palatka, FL were sold above the asking price. During the same period more than 4 listings were sold at asking price, while more than 7 were sold below. The inventory of homes for sale in Palatka, FL between October 2024 and November 2024 increased by 7.4%. Listings spent 63 days on the market in November 2024, and had a median list price of $215,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Hunting
Hunting
NASCAR
Monster Trucks
Wal-Mart
Bass Pro Shops
Dollar General
Hardee's
Jimmy Johns
Applebees
Ram
GMC
Chevrolet
Classic Country
New Country