Discover the prestige of Harbor Point, the most coveted address on Key Biscayne. Lined with stunning bayfront estates, Harbor Point is the only private road on the island. Not only is it exclusive, 4 Harbor Point is a Boater’s Dream with 125 FT of water frontage, a safe harbor and deep-water access to accommodate a large yacht. The property boasts views of a private alcove in Hurricane Harbor, a serene refuge for manatees and dolphins. Situated on an expansive 21,250 SF lot, you can build your dream home or remodel the existing spacious home, featuring seven bedrooms and endless potential!
Directions: On Harbor Drive heading south, turn right on Matheson Drive, continue to the end and turn left on Harbor Point. The property is on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $14,950,000
Price Per SqFt: $3,843/SqFt
HOA Fees:
Amount: $0
Frequency: Monthly
Tax Information:
Annual Amount: $102,304
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Key Biscayne, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$74.6K
Per Month
Principal & Interest
$74.6K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$44.8K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Key Biscayne K-8 Center
150 W McIntyre St
Distance between this listing and this school0.49 miles
Public District Grades PK-5
10
/10
Coconut Grove Elementary School
3351 Matilda St
Distance between this listing and this school5.01 miles
Public District Grades PK-5
7
/10
Southside Elementary School
45 SW 13th St
Distance between this listing and this school5.07 miles
Public Magnet Grades PK-5
Nearby Schools
8
/10
Mater Grove Academy
2805 SW 32nd Ave
Distance between this listing and this school5.44 miles
Public Charter Grades KG-8
5
/10
Shenandoah Middle School
1950 SW 19th St
Distance between this listing and this school5.48 miles
Public Magnet Grades 6-8
10
/10
George Washington Carver Middle School
4901 Lincoln Dr
Distance between this listing and this school5.77 miles
Public Magnet Grades 6-8
Nearby Schools
10
/10
Mast Academy
3979 Rickenbacker Cswy
Distance between this listing and this school3.37 miles
Public Magnet Grades 6-12
9
/10
New World School of the Arts
25 NE 2nd St
Distance between this listing and this school6.04 miles
Public Magnet Grades 9-12
10
/10
School for Advanced Studies-Wolfson
25 NE 2nd St # 5
Distance between this listing and this school6.04 miles
The neighbors living near this home have an average income of $134,750. The most common annual income of people living in Key Biscayne, FL is between $100k-200k. Residents typically live in married, no kids family. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4 Harbor Pt
What is the listing price of this property?
The listing price of 4 Harbor Pt property is $14,950,000.
What type of property is this?
The property 4 Harbor Pt is a house located in Key Biscayne, Florida, 33149.
Is this property for sale now?
Active Listing: 4 Harbor Pt is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $102,304 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 4 Harbor Pt has 7 bedrooms and 7 bathrooms.
What is the square footage of this property?
The property 4 Harbor Pt is 3,890 SqFt (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4 Harbor Pt in Key Biscayne, FL and zip code 33149. This 3,890 square foot home was built in 1953. Features: 7 bedrooms, 7 bathrooms. It has been listed on Rocket Homes since August 06, 2024 and is currently priced at $14,950,000.
In October 2024, from all listings sold in Key Biscayne, FL there were more than 0 sold above asking price, over 12 sold below and more than 0 were sold right at the asked price. The inventory of homes for sale in Key Biscayne, FL between September 2024 and October 2024 increased by 22%. In October 2024 median list price was $1,505,000 and the average listing age was 93 days.
From Rocket Homes Real Estate and based on county public records data.
© 2024 Miami Association of REALTORS®. All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of the Miami Association of REALTORS®. All information is deemed reliable but not guaranteed by the MLS and should be independently verified. The MLS, this broker and their affiliates provide all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This property is offered without respect to any protected classes in accordance with the law.
Skiing/snowboarding
Skiing/snowboarding
Men's Tennis
Nordstrom
Bloomingdales
Brooks Brothers
California Pizza Kitchen
Bonefish Grill
Qdoba
BMW
Lexus
Acura
Talk/Personality
News
Sports