Discover the charm of seaside living in this Millstone Point Association home, where water views and modern conveniences blend seamlessly. Just a short walk to the water, private beach & picnic area, this home provides an abundance of space that surprises and delights. Built in 1968, the property has been thoughtfully updated to meet contemporary needs, including fully owned solar panels that generate excess power and an EV charging station in the garage. Inside, the home features 3 bedrooms and 2 full baths on the main level, along with three delightful spaces to embrace coastal living: a sunny deck, a three-season porch, and an enclosed back porch complete with heating, air conditioning, and a ceiling fan. The recently updated kitchen and dining area feature new oak flooring. A cozy patio adds to the outdoor charm. There is also a small deck near the right entry way. The fully finished lower level allows exceptional versatility, with a large, bright rec room with windows and walkout access to the enclosed porch. This level also includes an additional room, perfect as a guest bedroom, office, or den, along with a third full bath. A recently updated cedar closet and additional storage under the enclosed porch provide plenty of room for all your belongings. Lower level is heated by electricity. Upper level is heated with a Trane heat pump that runs on electricity. There is a propane tank that fuels the fireplace and backs up the heat pump when temps are below 40 degrees
Property Details
Property Features
Property Information:
Year Built: 1968
Living Area: 2,567 SqFt
Listing Office:
Office Name: L.J. Shoreline Realty
Office Phone: (860) 205-6321
Listing Agent: Laurie Warshavsky
Interior Features
Interior Information:
Appliances: Electric Range, Microwave, Range Hood, Refrigerator, Washer, Electric Dryer
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,955
Per Month
Principal & Interest
$3,868
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$20
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,390
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Great Neck Elementary School
165 Great Neck Rd
Distance between this listing and this school1.26 miles
Public District Grades KG-5
10
/10
Niantic Center School
7 W Main St
Distance between this listing and this school2.43 miles
Public District Grades KG-4
2
/10
Nathan Hale Arts Magnet School
37 Beech Dr
Distance between this listing and this school3.09 miles
Public Magnet Grades KG-5
Nearby Schools
5
/10
Clark Lane Middle School
105 Clark Ln
Distance between this listing and this school2.98 miles
Public District Grades 6-8
6
/10
East Lyme Middle School
31 Society Rd
Distance between this listing and this school3.78 miles
Public District Grades 5-8
2
/10
Bennie Dover Jackson International Education and Dual Language Middle School
36 Waller St
Distance between this listing and this school3.95 miles
Public District Grades 6-8
Nearby Schools
5
/10
Waterford High School
20 Rope Ferry Rd
Distance between this listing and this school2.29 miles
Public District Grades 9-12
1
/10
New London Science & Technology Magnet High School
490 Jefferson Ave
Distance between this listing and this school3.56 miles
Public District Grades 9-12
4
/10
Science and Technology Magnet School of Southeastern Connecticut
490 Jefferson Ave
Distance between this listing and this school3.58 miles
The neighbors living near this home have an average income of $88,500. The majority of Waterford, CT residents have income between $100k-200k annually. The majority of families are single, no kids. The majority of residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 4 Lanyard Ln
What is the listing price of this property?
The listing price of 4 Lanyard Ln property is $775,000.
What type of property is this?
The property 4 Lanyard Ln is a house located in Waterford, Connecticut, 06385.
Is this property for sale now?
Active Listing: 4 Lanyard Ln is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2021 is $6,668 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on January 4, 2002 for $320,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 4 Lanyard Ln has 3 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 4 Lanyard Ln is 2,567 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 4 Lanyard Ln is 1968.
This home is located at 4 Lanyard Ln in Waterford, CT and zip code 06385. This 2,567 square foot home, which was built in 1968, sits on a 0.40 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since December 03, 2024 and is currently priced at $775,000.
Waterford, CT housing market in December 2024 saw over 7 listings sold above listed price, more than 2 sold at listed price and over 8 sold below. The number of homes for sale in Waterford, CT decreased by 12.1% between November 2024 and December 2024.
From Rocket Homes Real Estate and based on county public records data.