This property is $104.9K less than the Median Sold Price in Gainesville, GA.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: First Multiple Listing Service
MLS Number: #7459120
Listing Office:
Office Name: The Norton Agency
Office Phone: (770) 532-0022
Listing Agent: Sue Gross
Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,540
Per Month
Principal & Interest
$1,473
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$951
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
5
/10
Mt. Vernon Exploratory School
4844 Jim Hood Rd
Distance between this listing and this school2.95 miles
Public Charter Grades KG-5
Middle School
5
/10
North Hall Middle School
4856 Rilla Rd
Distance between this listing and this school2.81 miles
Public District Grades 6-8
High School
6
/10
North Hall High School
4885 Mount Vernon Rd
Distance between this listing and this school3.12 miles
Public District Grades 9-12
Assigned Schools
5
/10
Mt. Vernon Exploratory School
4844 Jim Hood Rd
Distance between this listing and this school2.95 miles
Public Charter Grades KG-5
Nearby Schools
3
/10
Lanier Elementary School
4782 Thompson Bridge Rd
Distance between this listing and this school1.63 miles
Public District Grades KG-5
5
/10
Sardis Elementary School
2805 Sardis Rd
Distance between this listing and this school3.19 miles
Public Charter Grades KG-5
Assigned Schools
5
/10
North Hall Middle School
4856 Rilla Rd
Distance between this listing and this school2.81 miles
Public District Grades 6-8
Nearby Schools
4
/10
Chestatee Middle School
2740 Fran Mar Dr
Distance between this listing and this school3.23 miles
Public Charter Grades 6-8
4
/10
Gainesville Middle School
1581 Community Way
Distance between this listing and this school6.21 miles
Public District Grades 6-8
Assigned Schools
6
/10
North Hall High School
4885 Mount Vernon Rd
Distance between this listing and this school3.12 miles
Public District Grades 9-12
Nearby Schools
5
/10
Chestatee High School
3005 Sardis Rd
Distance between this listing and this school2.87 miles
Public District Grades 9-12
4
/10
Gainesville High School
830 Century Pl
Distance between this listing and this school6.01 miles
The neighbors living near this home have an average income of $88,435. Most Gainesville, GA residents have annual incomes between $35k-100k. Residents typically live in married, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Living In Gainesville, GA
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
Types of housing in Gainesville, GA.
Gainesville's housing market is diverse, offering a range of options from charming single-family homes to modern apartments and spacious townhouses. The architectural styles vary, with a mix of contemporary, colonial, and ranch-style homes. A significant portion of the housing stock was built during the late 20th century, reflecting a period of growth and development. The homeownership rate in Gainesville is robust, with a majority of residents owning their homes, while a smaller yet substantial segment of the population opts for renting.
What is it like to live in Gainesville, GA?
Gainesville is celebrated for its vibrant community spirit and picturesque surroundings. The city prides itself on its lush parks, recreational areas, and the nearby Lake Lanier, which offers a plethora of outdoor activities. The community comes together to celebrate various local events and festivals throughout the year, which showcase the city's rich cultural heritage and foster a strong sense of belonging among residents.
Is it easy to get around Gainesville, GA without a car?
The city of Gainesville is served by a comprehensive educational system, including a number of public and private schools that cater to various educational needs. Healthcare services are readily available, with several hospitals and clinics providing a range of medical care, from emergency services to specialized treatments. The public library system is well-established, offering resources and programs for all ages. Retail and dining options are plentiful, reflecting the local culture with a mix of national chains and unique local establishments.
Transportation in Gainesville, GA.
Transportation in Gainesville includes a variety of options for residents. The city's road network provides easy access to major highways, facilitating travel and commuting. Public transportation services are available, connecting different parts of the city and important locations. The community also features areas with higher walkability, particularly in the downtown district, and there are initiatives to improve bike paths and pedestrian routes. While specific ride-sharing services are operational in the city, their availability may vary depending on the time and area.
Frequently Asked Questions About 4007 Oak Harbour Ct
What is the listing price of this property?
The listing price of 4007 Oak Harbour Ct property is $295,000.
What type of property is this?
The property 4007 Oak Harbour Ct is land located in Gainesville, Georgia, 30506.
Is this property for sale now?
Active Listing: 4007 Oak Harbour Ct is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 4007 Oak Harbour Ct are: Mt. Vernon Exploratory School: GreatSchools Rating 5/10North Hall Middle School: GreatSchools Rating 5/10North Hall High School: GreatSchools Rating 6/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,596 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 4007 Oak Harbour Ct in Gainesville, GA and zip code 30506. This home, which was built in 1986, sits on a 0.73 acre lot. It has been listed on Rocket Homes since September 23, 2024 and is currently priced at $295,000.
In September 2024, from all listings sold in Gainesville, GA there were more than 20 sold above asking price, over 83 sold below and more than 24 were sold right at the asked price. In September 2024 in Gainesville, GA there were 0.1% less homes for sale than in August 2024. The median list price of listings available in September 2024 was $399,936, while the average time on the real estate market was 36 days.
From Rocket Homes Real Estate and based on county public records data.
Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. 
PGA/LPGA
PGA/LPGA
Skiing/snowboarding
Figure Skating
Stein Mart
BJs Wholesale Club
Academy Sports & Outdoors
Bob Evans
Panera
Cracker Barrel
Lincoln
Infiniti
Buick
News/Talk/Information
Adult Hits