401 N Chilson St, Bay City, MI, 48706

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

401 N Chilson St, Bay City$144,900

Buyer Closing Credits

$1,721^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingNone

Year Built1900

HeatingRadiant Floor

WaterfrontNone

FireplaceNone

MLS #1926771

Lot Size0.11 Acres

StatusActive

About 401 N Chilson St

This four-unit, fully occupied property has character and charm! Each unit has one bedroom and one bathroom, a living room and a kitchen/dining room area. Off street parking, a cozy corner lot and fully fenced in back yard set this property ahead of the rest! This property has several steady, long-term tenants, with a current monthly rental income of $2,575.00! Don't wait, start your investment portfolio today!

View More

Property Details

Property Features

Property Information:

• Architectural Style: 2 Story
• Year Built: 1900
• Living Area: 2,658 SqFt

Listing Office:

• Office Name: FIVE STAR REAL ESTATE - MT. PLEASANT
• Listing Agent: Chloe Mercer

Interior Features

Interior Information:

• Appliances: Refrigerator, Oven/Range
• Interior: Storage Space
• Fireplace: None

Exterior Features

Exterior Information:

• Waterfront: None
• Exterior: None, Vinyl Siding

Parking Information:

• Attached Garage: No
• Parking: None

Lot Features

Lot Information:

• Lot Size: 0.11 Acres

Utilities

Utilities Information:

• Heating: Radiant Floor

Other

Directions Information:

• Directions: EAST ON MIDLAND NORTH ON CHILSON HOUSE ON WEST SIDE OF THE STREET (CORNER OF CHILSON AND INDIANA)

Price Information

Listing Price Info

Price Summary:

• List Price: $144,900
• Price Per SqFt: $55/SqFt

Tax Information:

• Annual Amount: $2,221
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Bay City, MI.

Bay City, MI

City

Med. Sold Price

$141.1K

Med. Price/SqFt

$112

Avg. Days On Market

21

# of Sold Homes

79

401 N Chilson St vs Bay City

78 DAYS ON ROCKET

+57 Days

$144,900

+$3.7K More

$55/SqFt

-$58 Less

KEY TAKEAWAY

This property is $3.7K more than the Median Sold Price and $58/SqFt less than other homes in Bay City, MI.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CMIAR
• MLS Number: #1926771

Listing Office:

• Office Name: FIVE STAR REAL ESTATE - MT. PLEASANT
• Listing Agent: Chloe Mercer

Copyright © 2024 Northern Great Lakes REALTORS® MLS™ All Rights Reserved. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/21/2024, 6:20:52 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2021	-	$37,900
2020	$2,221	$33,300
2019	$2,165	$31,700
2018	$2,324	$30,900
2017	$2,324	$30,600

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$791

Per Month

Principal & Interest

$724

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$501

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Michigan›Bay County›Bay City›48706›401 N Chilson St

This home is located at 401 N Chilson St in Bay City, MI and zip code 48706. This 2,658 square foot home, which was built in 1900, sits on a 0.11 acre lot. It has been listed on Rocket Homes since September 04, 2024 and is currently priced at $144,900.

In October 2024, from all listings sold in Bay City, MI there were more than 34 sold above asking price, over 32 sold below and more than 13 were sold right at the asked price. The number of homes for sale in Bay City, MI increased by 7.9% between September 2024 and October 2024. In October 2024, listings were on the market for 21 days. During the same period, the median list price in this real estate market was $141,181.

From Rocket Homes Real Estate and based on county public records data.