WaterfrontNavigable Water, River Access, Water Access
MLS #30036089
Lot Size0.25 Acres
StatusActive
About 405 Main St W
Step back in time to this charming 1890 single-family residence nestled in the heart of Thompson Falls on the Clark Fork River! Zoned commercial (it used to be a doctor's office) with highly visible access on Hwy 200, this historic home boasts a spacious 1287 sq ft of handicap accessible living area, with a walk out basement, storage shed, greenhouse, & a detached garage with a studio above it. New wiring & plumbing, with water access, enjoy this Victorian-era architecture with original details. Step outside to a lush yard, providing ample space for outdoor living and gardening. The fruit trees & perennial flowers create a serene oasis, perfect for relaxing or entertaining guests. Apply for a dock permit & enjoy the Clark Fork River! Nestled in downtown Thompson Falls, this home is conveniently located near local amenities, shops, and restaurants. Live in this charming home, rent it out, or convert it into a business. Call Jeannette (406) 270-3921 or your real estate professional.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,050
Per Month
Principal & Interest
$2,983
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,858
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
5
/10
Thompson Falls Elementary School
315 Columbia
Distance between this listing and this school0.31 miles
Public District Grades PK-6
6
/10
Plains Elementary School
412 Rittenours St
Distance between this listing and this school23.13 miles
Public District Grades PK-6
5
/10
St Regis School
90 Tiger St
Distance between this listing and this school23.19 miles
Public District Grades PK-6
Nearby Schools
4
/10
Thompson Falls 7-8
306 Haley
Distance between this listing and this school0.25 miles
Public District Grades 7-8
5
/10
Plains 7-8 School
412 Rittenours St
Distance between this listing and this school23.13 miles
Public District Grades 7-8
7
/10
St Regis 7-8
90 Tiger St
Distance between this listing and this school23.20 miles
Public District Grades 7-8
Nearby Schools
7
/10
Thompson Falls High School
601 Golf
Distance between this listing and this school0.98 miles
Public District Grades 9-12
9
/10
Mullan Schools
325 Park Ave
Distance between this listing and this school22.88 miles
Public District Grades KG-12
7
/10
Plains High School
412 Rittenours St
Distance between this listing and this school23.13 miles
The neighbors living near this home have an average income of $34,128. Residents of Thompson Falls, MT typically earn less than $35k each year. Most families are married, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 405 Main St W
What is the listing price of this property?
The listing price of 405 Main St W property is $597,500.
What type of property is this?
The property 405 Main St W is a house located in Thompson Falls, Montana, 59873.
Is this property for sale now?
Active Listing: 405 Main St W is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 405 Main St W has 3 bedrooms and 1 bathroom.
What is the square footage of this property?
The property 405 Main St W is 1,287 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 405 Main St W is 1890.
This home is located at 405 Main St W in Thompson Falls, MT and zip code 59873. This 1,287 square foot home, which was built in 1890, sits on a 0.25 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since November 19, 2024 and is currently priced at $597,500.
In October 2024 more than 0 listings in Thompson Falls, MT were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 4 were sold below. The inventory of homes for sale in Thompson Falls, MT between September 2024 and October 2024 decreased by 12%. While the average time on the market in October 2024 was 114 days, the median list price was $440,000.
From Rocket Homes Real Estate and based on county public records data.